House in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira
Grade Bvilla

House in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€670,000

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,598/yr
Average Daily Rate: €355
Payback Period: 18.0 years
5-yr Capital Value: €880,370
10-yr Capital Value: €1.1M
Brixfox Score: 61.6 / 100
Comparable Properties: 17
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€791,260

+18.1% over asking

Asking price€670,000
IMT — Property transfer tax (investment schedule)€40,200
IS — Stamp duty (0.8%)€5,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,050
Total acquisition costs€56,860
Renovation (est. €200/m² × 161 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€32,200
(€16,100–€48,300)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€791,260

Gross yield (asking price)

7.0%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 161 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
16.35
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
5.22
Rental Demand
3.6
Payback Speed
2
STR Suitability
3

Description

New 3-bedroom villa, with 161 sqm of gross construction area, private garden and balconies, in the Laguna Resort in Vilamoura, Algarve. Laguna Resort, a tourist development which, from the very beginning, was designed with the objective of creating a true connection between the indoor and the outdoor areas, is surroun

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

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Loulé/Vilamoura / Golden Triangle

House in Rua do Zimbro Nn, Canais do Golfe - Sector 5, Quarteira

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
161 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.6% net return annually.

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The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$206K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.6%
$2,810/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.6 yr
Rental only

Property details

Description

New 3-bedroom villa, with 161 sqm of gross construction area, private garden and balconies, in the Laguna Resort in Vilamoura, Algarve. Laguna Resort, a tourist development which, from the very beginning, was designed with the objective of creating a true connection between the indoor and the outdoor areas, is surroun

Income Breakdown

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Nightly Rate (ADR)
$513/night
50% ($236)Brixfox estimate($513/night)200% ($943)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$33,723
Airbnb data$513/night · 36% occupancy
Rental income
$513/night · 36% occ.
$67,302
Running costs (20%)
Utilities, cleaning, maintenance
-$13,460
Income tax (10%)
Indonesian rental income tax
-$18,845
Property tax
Annual property tax
-$1,274
Net income
4.6% ROI
$33,723

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$728,261
IMT (transfer tax, investment schedule)$43,696
Imposto de Selo (stamp duty)$5,826
Notary & registration$1,359
Legal / due diligence$10,924
Total acquisition costs$61,804
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$35,000
($17,500–$52,500)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$857,891

Gross yield (asking)

9.2%

True gross yield (all-in)

7.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $670K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$815K
+22%
Rental Income
+$165K
Total Position
$980K
+46%
7.9%/yr
Year 10
Capital Value
$992K
+48%
Rental Income
+$356K
Total Position
$1.3M
+101%
7.2%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$834K
Total Position
$2.3M
+244%
6.4%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$1.5M
Total Position
$3.6M
+445%
5.8%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Strong
$472 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $472 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.2%
$3,168/mo
40% occ.
7.0%
$4,260/mo
36% occ.
6.3%
$3,820/mo
current
46% occ.
8.1%
$4,911/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.