Detached house in Rua do Caracol, Centro, Lagos Cidade, Lagos
Detached house in Rua do Caracol, Centro, Lagos Cidade, Lagos — image 2Detached house in Rua do Caracol, Centro, Lagos Cidade, Lagos — image 3Detached house in Rua do Caracol, Centro, Lagos Cidade, Lagos — image 4Detached house in Rua do Caracol, Centro, Lagos Cidade, Lagos — image 5
Grade B+villamid-range

Detached house in Rua do Caracol, Centro, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€1.1M

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €90,173/yr
Average Daily Rate: €600
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 15.9 years
5-yr Capital Value: €1.5M
10-yr Capital Value: €1.8M
Brixfox Score: 69.8 / 100
Comparable Properties: 10
Data Confidence: 70%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.3M

+14.5% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€86,250
IS — Stamp duty (0.8%)€9,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,250
Total acquisition costs€113,950
Renovation (est. €55/m² × 229 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,595
(€6,870–€18,320)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.3M

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 229 m²
Style: portuguese-traditional
Condition: good
Year Built: 2004
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private courtyard with pooltraditional tiled roof overhangcactus garden/rockery

Score Breakdown

ROI
17.45
Visual Appeal
12.8
Ownership Security
13
Location
10.44
Land & Space
6
Rental Demand
4.12
Payback Speed
3
STR Suitability
3

Description

*Exclusive Investment Opportunity: Multi-Unit Villa in Lagos Historic Centre* This is a rare opportunity to acquire a property in the beating heart of one of the Algarve’s most iconic cities. We present a traditional-style villa, strategically located in the *Historic Centre of Lagos*, fully optimized for those seeking

Location

📍 37.1034°N, 8.6744°W

· Lagos, Algarve, Portugal

View on CENTURY 21 Universe →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Rua do Caracol, Centro, Lagos Cidade, Lagos

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
229 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$318K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.3%
$5,480/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.0 yr
Rental only

Property details

Year built: 2004
Energy: D
Condition: good

Description

*Exclusive Investment Opportunity: Multi-Unit Villa in Lagos Historic Centre* This is a rare opportunity to acquire a property in the beating heart of one of the Algarve’s most iconic cities. We present a traditional-style villa, strategically located in the *Historic Centre of Lagos*, fully optimized for those seeking

Income Breakdown

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Nightly Rate (ADR)
$869/night
50% ($400)Brixfox estimate($869/night)200% ($1600)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$65,757
Airbnb data$869/night · 41% occupancy
Rental income
$869/night · 41% occ.
$130,663
Running costs (20%)
Utilities, cleaning, maintenance
-$26,133
Income tax (10%)
Indonesian rental income tax
-$36,586
Property tax
Annual property tax
-$2,188
Net income
5.3% ROI
$65,757

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,250,000
IMT (transfer tax, investment schedule)$93,750
Imposto de Selo (stamp duty)$10,000
Notary & registration$1,359
Legal / due diligence$18,750
Total acquisition costs$123,859
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,690
($7,467–$19,913)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,428,908

Gross yield (asking)

10.5%

True gross yield (all-in)

9.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$7.6M$5.7M$3.8M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$321K
Total Position
$1.7M
+50%
8.4%/yr
Year 10
Capital Value
$1.7M
+48%
Rental Income
+$694K
Total Position
$2.4M
+108%
7.6%/yr
Year 20
Capital Value
$2.5M
+119%
Rental Income
+$1.6M
Total Position
$4.1M
+260%
6.6%/yr
Year 30
Capital Value
$3.7M
+224%
Rental Income
+$2.9M
Total Position
$6.6M
+475%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$800 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $800 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.2%
$5,370/mo
40% occ.
6.9%
$7,221/mo
41% occ.
7.1%
$7,440/mo
current
51% occ.
8.9%
$9,291/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.