Terraced house in Rua da Torraltinha, 33, Praia Dona Ana, Lagos
Terraced house in Rua da Torraltinha, 33, Praia Dona Ana, Lagos — image 2Terraced house in Rua da Torraltinha, 33, Praia Dona Ana, Lagos — image 3Terraced house in Rua da Torraltinha, 33, Praia Dona Ana, Lagos — image 4Terraced house in Rua da Torraltinha, 33, Praia Dona Ana, Lagos — image 5
Grade Bvilla

Terraced house in Rua da Torraltinha, 33, Praia Dona Ana, Lagos

Lagos · Western Algarve ·

€2.0M

Asking Price (EUR)

1.2%

True Net Yield (Owner, all-in)

0.9%

True Net Yield (Managed, all-in)

1.9%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €44,683/yr
Average Daily Rate: €246
Payback Period: 55.8 years
5-yr Capital Value: €2.6M
10-yr Capital Value: €3.2M
Brixfox Score: 57 / 100
Comparable Properties: 95
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.3M

+16.3% over asking

Asking price€2.0M
IMT — Property transfer tax (investment schedule)€149,625
IS — Stamp duty (0.8%)€15,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€29,925
Total acquisition costs€196,760
Renovation (est. €200/m² × 511 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€102,200
(€51,100–€153,300)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€2.3M

Gross yield (asking price)

2.2%

True gross yield (all-in)

1.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 511 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
9.57
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
6
Rental Demand
4.97
Payback Speed
0
STR Suitability
3

Description

This exclusive 2-bedroom duplex villa in Lagos, Algarve, offers a rare combination of private garden, private rooftop pool, panoramic rooftop terrace, open-plan living and dining area with fully equipped kitchen, two en-suite bedrooms, four bathrooms, and a private double garage. Designed for refined coastal living, i

Location

📍 37.0950°N, 8.6747°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Terraced house in Rua da Torraltinha, 33, Praia Dona Ana, Lagos

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
511 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$551K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.4%
$2,480/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
72.9 yr
Rental only

Property details

Description

This exclusive 2-bedroom duplex villa in Lagos, Algarve, offers a rare combination of private garden, private rooftop pool, panoramic rooftop terrace, open-plan living and dining area with fully equipped kitchen, two en-suite bedrooms, four bathrooms, and a private double garage. Designed for refined coastal living, i

Income Breakdown

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Nightly Rate (ADR)
$356/night
50% ($164)Brixfox estimate($356/night)200% ($654)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$29,763
Airbnb data$356/night · 50% occupancy
Rental income
$356/night · 50% occ.
$64,535
Running costs (20%)
Utilities, cleaning, maintenance
-$12,907
Income tax (10%)
Indonesian rental income tax
-$18,070
Property tax
Annual property tax
-$3,795
Net income
1.4% ROI
$29,763

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,168,478
IMT (transfer tax, investment schedule)$162,636
Imposto de Selo (stamp duty)$17,348
Notary & registration$1,359
Legal / due diligence$32,527
Total acquisition costs$213,870
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$111,087
($55,543–$166,630)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$2,520,446

Gross yield (asking)

3.0%

True gross yield (all-in)

2.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$8.9M$6.7M$4.5M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $2.0M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.4M
+22%
Rental Income
+$145K
Total Position
$2.6M
+29%
5.2%/yr
Year 10
Capital Value
$3.0M
+48%
Rental Income
+$314K
Total Position
$3.3M
+64%
5.1%/yr
Year 20
Capital Value
$4.4M
+119%
Rental Income
+$736K
Total Position
$5.1M
+156%
4.8%/yr
Year 30
Capital Value
$6.5M
+224%
Rental Income
+$1.3M
Total Position
$7.8M
+290%
4.6%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.4% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$327 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $327 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.1%
$1,955/mo
40% occ.
1.5%
$2,712/mo
50% occ.
1.9%
$3,448/mo
current
60% occ.
2.3%
$4,205/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.