Terraced house in Rua da Castelhana, 25, Tôr
Terraced house in Rua da Castelhana, 25, Tôr — image 2Terraced house in Rua da Castelhana, 25, Tôr — image 3Terraced house in Rua da Castelhana, 25, Tôr — image 4Terraced house in Rua da Castelhana, 25, Tôr — image 5
Grade B+villa

Terraced house in Rua da Castelhana, 25, Tôr

Loulé/Vilamoura · Golden Triangle ·

€350,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

7.8%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €37,182/yr
Average Daily Rate: €210
Payback Period: 11.5 years
5-yr Capital Value: €459,895
10-yr Capital Value: €559,532
Brixfox Score: 70.4 / 100
Comparable Properties: 9
Data Confidence: 58%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€476,530

+36.2% over asking

Asking price€350,000
IMT — Property transfer tax (investment schedule)€15,830
IS — Stamp duty (0.8%)€2,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,250
Total acquisition costs€25,130
Renovation (est. €200/m² × 346 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€69,200
(€34,600–€103,800)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€476,530

Gross yield (asking price)

10.6%

True gross yield (all-in)

7.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 346 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
21.1
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.85
Payback Speed
4
STR Suitability
3

Description

Houses (set of 3 houses) | Renovation | Castelhana | Tor | Loule PROPERTY SUITABLE FOR BANK FINANCING The first house consists of a kitchen, a living room, a bedroom, a bathroom. It has a basement, a terrace with mountain views, a garage, and some storage rooms. The second house has three rooms downstairs and one bed

Location

📍 37.1930°N, 8.0228°W

· Loulé/Vilamoura, Algarve, Portugal

View on House Hunters - Real Estate, lda. →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Terraced house in Rua da Castelhana, 25, Tôr

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
346 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$107K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.3%
$2,317/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.7 yr
Rental only

Property details

Description

Houses (set of 3 houses) | Renovation | Castelhana | Tor | Loule PROPERTY SUITABLE FOR BANK FINANCING The first house consists of a kitchen, a living room, a bedroom, a bathroom. It has a basement, a terrace with mountain views, a garage, and some storage rooms. The second house has three rooms downstairs and one bed

Income Breakdown

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Nightly Rate (ADR)
$309/night
50% ($142)Brixfox estimate($309/night)200% ($569)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$27,806
Airbnb data$309/night · 48% occupancy
Rental income
$309/night · 48% occ.
$54,753
Running costs (20%)
Utilities, cleaning, maintenance
-$10,951
Income tax (10%)
Indonesian rental income tax
-$15,331
Property tax
Annual property tax
-$666
Net income
7.3% ROI
$27,806

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$380,435
IMT (transfer tax, investment schedule)$17,207
Imposto de Selo (stamp duty)$3,043
Notary & registration$1,359
Legal / due diligence$5,707
Total acquisition costs$27,315
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$75,217
($37,609–$112,826)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$515,793

Gross yield (asking)

14.4%

True gross yield (all-in)

10.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.7M$2.0M$1.4M$676K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $350K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$426K
+22%
Rental Income
+$136K
Total Position
$562K
+60%
9.9%/yr
Year 10
Capital Value
$518K
+48%
Rental Income
+$293K
Total Position
$811K
+132%
8.8%/yr
Year 20
Capital Value
$767K
+119%
Rental Income
+$687K
Total Position
$1.5M
+316%
7.4%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.2M
Total Position
$2.4M
+572%
6.6%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$285 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $285 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.1%
$1,921/mo
40% occ.
8.1%
$2,580/mo
48% occ.
9.9%
$3,138/mo
current
58% occ.
12.0%
$3,797/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.