Detached house in Lages Valverde, Praia da Luz, Luz
Grade Avilla

Detached house in Lages Valverde, Praia da Luz, Luz

Lagos · Western Algarve ·

€1.4M

Asking Price (EUR)

Limited comps — indicative only

Revenue projections are based on limited comparable data (1 comps, 60% confidence).

11.7%

True Net Yield (Owner, all-in)

8.1%

True Net Yield (Managed, all-in)

17.9%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €297,278/yr
Average Daily Rate: €1652
Payback Period: 5.8 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 77.1 / 100
Comparable Properties: 1
Data Confidence: 60%
Search Radius: 15 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+18.9% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€104,625
IS — Stamp duty (0.8%)€11,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,925
Total acquisition costs€137,960
Renovation (est. €200/m² × 304 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€60,800
(€30,400–€91,200)
Furnishing & STR launch (9bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€64,300
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

21.3%

True gross yield (all-in)

17.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 9
Building: 304 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
4.93
Payback Speed
5
STR Suitability
3

Description

Villa near Luz with sea view Fastighetsbyrån Lagos presents a fantastic property, located just outside Praia da Luz and approximately 1,000 meters as the crow flies from one of the Algarve's many beautiful sandy beaches. The property is idyllically surrounded on three sides by pastures, as well as almond and olive gro

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Lages Valverde, Praia da Luz, Luz

Inventory
9 Beds
Bathrooms
0 Baths
Built Area
304 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 14.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+20.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$385K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
14.8%
$18,748/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.7 yr
Rental only

Property details

Description

Villa near Luz with sea view Fastighetsbyrån Lagos presents a fantastic property, located just outside Praia da Luz and approximately 1,000 meters as the crow flies from one of the Algarve's many beautiful sandy beaches. The property is idyllically surrounded on three sides by pastures, as well as almond and olive gro

Income Breakdown

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Nightly Rate (ADR)
$2,432/night
50% ($1119)Brixfox estimate($2,432/night)200% ($4475)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$224,982
Airbnb data$2,432/night · 49% occupancy
Rental income
$2,432/night · 49% occ.
$437,760
Running costs (20%)
Utilities, cleaning, maintenance
-$87,552
Income tax (10%)
Indonesian rental income tax
-$122,573
Property tax
Annual property tax
-$2,654
Net income
14.8% ROI
$224,982

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,516,304
IMT (transfer tax, investment schedule)$113,723
Imposto de Selo (stamp duty)$12,130
Notary & registration$1,359
Legal / due diligence$22,745
Total acquisition costs$149,957
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$66,087
($33,043–$99,130)
Furnishing & STR launch
9bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$67,717
All-in investment$1,800,065

Gross yield (asking)

28.9%

True gross yield (all-in)

24.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$16.5M$12.4M$8.3M$4.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$1.1M
Total Position
$2.8M
+100%
14.9%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$2.4M
Total Position
$4.4M
+218%
12.3%/yr
Year 20
Capital Value
$3.1M
+119%
Rental Income
+$5.6M
Total Position
$8.6M
+518%
9.5%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$9.8M
Total Position
$14.4M
+930%
8.1%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
14.8% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$2238 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 14.8% — outperforms most villas in this market
Premium nightly rate of $2238 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
12.1%
$15,315/mo
40% occ.
16.2%
$20,494/mo
49% occ.
20.0%
$25,315/mo
current
59% occ.
24.1%
$30,494/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.