Detached house, Sitio dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house, Sitio dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house, Sitio dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house, Sitio dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house, Sitio dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house, Sitio dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€750,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,358/yr
Average Daily Rate: €378
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has countryside (+10%)
Payback Period: 16.7 years
5-yr Capital Value: €985,489
10-yr Capital Value: €1.2M
Brixfox Score: 74.3 / 100
Comparable Properties: 18
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€856,835

+14.2% over asking

Asking price€750,000
IMT — Property transfer tax (investment schedule)€45,000
IS — Stamp duty (0.8%)€6,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,250
Total acquisition costs€63,500
Renovation (est. €55/m² × 157 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,635
(€4,710–€12,560)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€856,835

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 157 m²
Land: 1160 m²
Style: portuguese-traditional
Condition: good
Year Built: 1998
Energy Certificate: d
Private Pool
countryside

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private pool areatraditional Portuguese architecturespacious outdoor living

Score Breakdown

ROI
16.98
Visual Appeal
12.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
3.94
Payback Speed
2
STR Suitability
3

Description

We present this excellent detached T3+1 villa, with contemporary architecture, designed to provide comfort, privacy, and a harmonious connection between the interior and exterior. With spacious and well-distributed areas, the property stands out for its open-space concept in the social area, where the living room and k

Location

📍 37.0991°N, 8.4550°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

Detached house, Sitio dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
157 m²
Land Plot
1160 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$207K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$3,388/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.0 yr
Rental only

Property details

Year built: 1998
Energy: d
Condition: good
View: countryside

Description

We present this excellent detached T3+1 villa, with contemporary architecture, designed to provide comfort, privacy, and a harmonious connection between the interior and exterior. With spacious and well-distributed areas, the property stands out for its open-space concept in the social area, where the living room and k

Income Breakdown

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Nightly Rate (ADR)
$563/night
50% ($259)Brixfox estimate($563/night)200% ($1035)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$40,661
Airbnb data$563/night · 39% occupancy
Rental income
$563/night · 39% occ.
$80,937
Running costs (20%)
Utilities, cleaning, maintenance
-$16,187
Income tax (10%)
Indonesian rental income tax
-$22,662
Property tax
Annual property tax
-$1,427
Net income
5.0% ROI
$40,661

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$815,217
IMT (transfer tax, investment schedule)$48,913
Imposto de Selo (stamp duty)$6,522
Notary & registration$1,359
Legal / due diligence$12,228
Total acquisition costs$69,022
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,386
($5,120–$13,652)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$929,168

Gross yield (asking)

9.9%

True gross yield (all-in)

8.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $750K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$912K
+22%
Rental Income
+$199K
Total Position
$1.1M
+48%
8.2%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$429K
Total Position
$1.5M
+105%
7.5%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.0M
Total Position
$2.6M
+253%
6.5%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.8M
Total Position
$4.2M
+462%
5.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
5.0% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$518 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1160 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $518 — positioned in the top tier
Generous 1160 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 5.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.1%
$3,475/mo
40% occ.
6.9%
$4,673/mo
current
39% occ.
6.8%
$4,602/mo
current
49% occ.
8.5%
$5,800/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.