Detached house in Rua do Comércio, 17, Figueira, Budens
Detached house in Rua do Comércio, 17, Figueira, Budens — image 2Detached house in Rua do Comércio, 17, Figueira, Budens — image 3Detached house in Rua do Comércio, 17, Figueira, Budens — image 4Detached house in Rua do Comércio, 17, Figueira, Budens — image 5
Grade B+villamid-range

Detached house in Rua do Comércio, 17, Figueira, Budens

Sagres/Vila do Bispo · Western Algarve ·

€483,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,346/yr
Average Daily Rate: €211
+6.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), No pool (-12%), Has city (+10%)
Payback Period: 14.5 years
5-yr Capital Value: €634,655
10-yr Capital Value: €772,155
Brixfox Score: 65.1 / 100
Comparable Properties: 12
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€548,679

+13.6% over asking

Asking price€483,000
IMT — Property transfer tax (investment schedule)€26,470
IS — Stamp duty (0.8%)€3,864
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,245
Total acquisition costs€38,829
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€548,679

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 81 m²
Land: 44 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2012
Energy Certificate: B
city

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exposed wooden beam ceilingfolding glass doors to terracerooftop terrace with plants

Score Breakdown

ROI
18.39
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
1.43
Rental Demand
5.24
Payback Speed
3
STR Suitability
3

Description

This new property was built in 2012 (energy efficiency rating "B") and extensively redesigned and modernized by the current owners in 2019, meeting the highest standards while retaining the character of a typical village house. The house is suitable for both "lock and go" and year-round living. The Casa da Bica is loc

Location

📍 37.0736°N, 8.8431°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Mimosaproperties →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Detached house in Rua do Comércio, 17, Figueira, Budens

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
81 m²
Land Plot
44 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$119K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.8%
$2,530/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.3 yr
Rental only

Property details

Year built: 2012
Energy: B
Condition: excellent
View: city

Description

This new property was built in 2012 (energy efficiency rating "B") and extensively redesigned and modernized by the current owners in 2019, meeting the highest standards while retaining the character of a typical village house. The house is suitable for both "lock and go" and year-round living. The Casa da Bica is loc

Income Breakdown

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Nightly Rate (ADR)
$315/night
50% ($145)Brixfox estimate($315/night)200% ($579)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$30,355
Airbnb data$315/night · 52% occupancy
Rental income
$315/night · 52% occ.
$60,141
Running costs (20%)
Utilities, cleaning, maintenance
-$12,028
Income tax (10%)
Indonesian rental income tax
-$16,840
Property tax
Annual property tax
-$919
Net income
5.8% ROI
$30,355

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$525,000
IMT (transfer tax, investment schedule)$28,772
Imposto de Selo (stamp duty)$4,200
Notary & registration$1,359
Legal / due diligence$7,875
Total acquisition costs$42,205
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$594,216

Gross yield (asking)

11.5%

True gross yield (all-in)

10.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.3M$2.5M$1.7M$832K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $483K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$588K
+22%
Rental Income
+$148K
Total Position
$736K
+52%
8.8%/yr
Year 10
Capital Value
$715K
+48%
Rental Income
+$320K
Total Position
$1.0M
+114%
7.9%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$750K
Total Position
$1.8M
+274%
6.8%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.3M
Total Position
$2.9M
+499%
6.2%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$289 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
44 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $289 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
4.8%
$2,092/mo
42% occ.
6.3%
$2,762/mo
52% occ.
7.8%
$3,431/mo
current
62% occ.
9.4%
$4,101/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.