Detached house in Armação de Pêra
Detached house in Armação de Pêra — image 2Detached house in Armação de Pêra — image 3Detached house in Armação de Pêra — image 4Detached house in Armação de Pêra — image 5
Grade B+villamid-range

Detached house in Armação de Pêra

Silves · Central Algarve ·

€530,750

Asking Price (EUR)

7.5%

True Net Yield (Owner, all-in)

5.2%

True Net Yield (Managed, all-in)

11.6%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €79,814/yr
Average Daily Rate: €400
-13.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 8.3 years
5-yr Capital Value: €697,398
10-yr Capital Value: €848,491
Brixfox Score: 71.6 / 100
Comparable Properties: 5
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€688,247

+29.7% over asking

Asking price€530,750
IMT — Property transfer tax (investment schedule)€30,290
IS — Stamp duty (0.8%)€4,246
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,961
Total acquisition costs€43,747
Renovation (est. €350/m² × 233 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€81,550
(€58,250–€104,850)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€688,247

Gross yield (asking price)

15.0%

True gross yield (all-in)

11.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 233 m²
Land: 200 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1999
Energy Certificate: In process

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional white facadetiled roof accentsbalcony with balustrade

Score Breakdown

ROI
25
Visual Appeal
8.4
Ownership Security
13
Location
8.4
Land & Space
4.34
Rental Demand
5.47
Payback Speed
4
STR Suitability
3

Description

3-Bedroom House with Backyard, Garage, and Pool Access – Armação de Pêra House located just 2 km from downtown Armação de Pêra and its beautiful beaches, in a quiet condominium with a pool and tennis court. This house stands out for being the last of the group, which provides greater privacy, as it is semi-detached o

Location

📍 37.1000°N, 8.3580°W

· Silves, Algarve, Portugal

View on Soniaimo - Mediação Imobiliaria, Lda →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Armação de Pêra

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
233 m²
Land Plot
200 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 10.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$100K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.2%
$4,913/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.8 yr
Rental only

Property details

Year built: 1999
Energy: In process
Condition: fair

Description

3-Bedroom House with Backyard, Garage, and Pool Access – Armação de Pêra House located just 2 km from downtown Armação de Pêra and its beautiful beaches, in a quiet condominium with a pool and tennis court. This house stands out for being the last of the group, which provides greater privacy, as it is semi-detached o

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$577/night
50% ($266)Brixfox estimate($577/night)200% ($1063)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$58,955
Airbnb data$577/night · 55% occupancy
Rental income
$577/night · 55% occ.
$115,316
Running costs (20%)
Utilities, cleaning, maintenance
-$23,063
Income tax (10%)
Indonesian rental income tax
-$32,289
Property tax
Annual property tax
-$1,010
Net income
10.2% ROI
$58,955

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$576,902
IMT (transfer tax, investment schedule)$32,924
Imposto de Selo (stamp duty)$4,615
Notary & registration$1,359
Legal / due diligence$8,653
Total acquisition costs$47,551
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$88,641
($63,315–$113,967)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$745,921

Gross yield (asking)

20.0%

True gross yield (all-in)

15.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$4.9M$3.7M$2.5M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $531K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$646K
+22%
Rental Income
+$288K
Total Position
$934K
+76%
12.0%/yr
Year 10
Capital Value
$786K
+48%
Rental Income
+$622K
Total Position
$1.4M
+165%
10.2%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.5M
Total Position
$2.6M
+394%
8.3%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$2.6M
Total Position
$4.3M
+711%
7.2%/yr

Location

Silves

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.2% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$531 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Average
200 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.2% — outperforms most villas in this market
Premium nightly rate of $531 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
8.7%
$4,184/mo
45% occ.
11.3%
$5,413/mo
55% occ.
13.8%
$6,643/mo
current
65% occ.
16.4%
$7,872/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.