Village house in São Marcos da Serra, 653, São Marcos da Serra
Village house in São Marcos da Serra, 653, São Marcos da Serra — image 2Village house in São Marcos da Serra, 653, São Marcos da Serra — image 3Village house in São Marcos da Serra, 653, São Marcos da Serra — image 4Village house in São Marcos da Serra, 653, São Marcos da Serra — image 5
Grade Bvillamid-range

Village house in São Marcos da Serra, 653, São Marcos da Serra

Silves · Central Algarve ·

€649,000

Asking Price (EUR)

Limited comps — indicative only

Revenue projections are based on limited comparable data (2 comps, 40% confidence).

1.5%

True Net Yield (Owner, all-in)

1.0%

True Net Yield (Managed, all-in)

2.3%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,384/yr
Average Daily Rate: 88
Payback Period: 46.7 years
5-yr Capital Value: €852,776
10-yr Capital Value: €1.0M
Brixfox Score: 61.1 / 100
Comparable Properties: 2
Data Confidence: 40%
Search Radius: 15 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€742,917

+14.5% over asking

Asking price€649,000
IMT — Property transfer tax (investment schedule)€38,940
IS — Stamp duty (0.8%)€5,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,735
Total acquisition costs€55,117
Renovation (est. €55/m² × 120)
Light touch-ups — paint, fixtures, deep clean.
€6,600
(€3,600€9,600)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€32,200
All-in investment (incl. renovation & furnishing)€742,917

Gross yield (asking price)

2.7%

True gross yield (all-in)

2.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 120
Land: 8500
Style: portuguese-traditional
Condition: good
Energy Certificate: B
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced gardentraditional white stucco architecturepalm trees

Score Breakdown

ROI
10.07
Visual Appeal
10.4
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
5.4
Payback Speed
0
STR Suitability
3

Description

House of tranquility in Cerro da Silveiro, close to São Marcos da Serra and the IC1. Spectacular 360 degree panoramic views towards São Marcos and surrounding mountain areas. Extensive 0.85 hectares of land Renovated to a high standard with top of the range large German kitchen plus 3 bedrooms, all ensuite with h

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

Idealista.pt
Silves / Central Algarve

Village house in São Marcos da Serra, 653, São Marcos da Serra

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
120 m²
Land Plot
8500 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$122K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.7%
$985/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
16 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
59.7 yr
Rental only

Property details

Energy: B
Condition: good

Description

House of tranquility in Cerro da Silveiro, close to São Marcos da Serra and the IC1. Spectacular 360 degree panoramic views towards São Marcos and surrounding mountain areas. Extensive 0.85 hectares of land Renovated to a high standard with top of the range large German kitchen plus 3 bedrooms, all ensuite with h

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$127/night
50% ($59)Brixfox estimate($127/night)200% ($234)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$11,825
Airbnb data$127/night · 54% occupancy
Rental income
$127/night · 54% occ.
$25,115
Running costs (20%)
Utilities, cleaning, maintenance
-$5,023
Income tax (10%)
Indonesian rental income tax
-$7,032
Property tax
Annual property tax
-$1,235
Net income
1.7% ROI
$11,825

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$705,435
IMT (transfer tax, investment schedule)$42,326
Imposto de Selo (stamp duty)$5,643
Notary & registration$1,359
Legal / due diligence$10,582
Total acquisition costs$59,910
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$7,174
($3,913$10,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$32,826
All-in investment$805,345

Gross yield (asking)

3.6%

True gross yield (all-in)

3.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$3.0M$2.3M$1.5M$754K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $649K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$790K
+22%
Rental Income
+$58K
Total Position
$847K
+31%
5.5%/yr
Year 10
Capital Value
$961K
+48%
Rental Income
+$125K
Total Position
$1.1M
+67%
5.3%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$292K
Total Position
$1.7M
+164%
5.0%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$518K
Total Position
$2.6M
+304%
4.8%/yr

Location

Silves

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.7% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Average
$117 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
8500 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 8500 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
1.4%
$820/mo
44% occ.
1.9%
$1,091/mo
54% occ.
2.3%
$1,362/mo
current
64% occ.
2.8%
$1,633/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.