Detached house in Val 2072-2, Algoz
Detached house in Val 2072-2, Algoz — image 2Detached house in Val 2072-2, Algoz — image 3Detached house in Val 2072-2, Algoz — image 4Detached house in Val 2072-2, Algoz — image 5
Grade Avillamid-range

Detached house in Val 2072-2, Algoz

Silves · Central Algarve ·

€489,500

Asking Price (EUR)

11.2%

True Net Yield (Owner, all-in)

7.8%

True Net Yield (Managed, all-in)

17.2%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €99,375/yr
Average Daily Rate: €408
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 5.1 years
5-yr Capital Value: €643,196
10-yr Capital Value: €782,546
Brixfox Score: 79.3 / 100
Comparable Properties: 7
Data Confidence: 53%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€576,614

+17.8% over asking

Asking price€489,500
IMT — Property transfer tax (investment schedule)€26,990
IS — Stamp duty (0.8%)€3,916
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,343
Total acquisition costs€39,499
Renovation (est. €55/m² × 183 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,065
(€5,490–€14,640)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€576,614

Gross yield (asking price)

20.3%

True gross yield (all-in)

17.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 183 m²
Land: 250 m²
Style: portuguese-traditional
Condition: good
Year Built: 2019
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

hanging chairs/hammocksstone accent wallpergola

Score Breakdown

ROI
25
Visual Appeal
12.2
Ownership Security
13
Location
7.2
Land & Space
5.82
Rental Demand
8.11
Payback Speed
5
STR Suitability
3

Description

Semi-detached 3+1 bedroom house in Algoz, in a quiet and family-friendly residential area. With 183.9 m2 of construction area and a 250 m2 plot, it offers comfort, functionality, and excellent interior and exterior spaces. It has 4 bright bedrooms, one of which is en-suite( 1 bedrooms on the ground floor and 3 on the f

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Val 2072-2, Algoz

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
183 m²
Land Plot
250 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 16.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+20.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$92K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
16.9%
$7,486/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.9 yr
Rental only

Property details

Year built: 2019
Energy: D
Condition: good

Description

Semi-detached 3+1 bedroom house in Algoz, in a quiet and family-friendly residential area. With 183.9 m2 of construction area and a 250 m2 plot, it offers comfort, functionality, and excellent interior and exterior spaces. It has 4 bright bedrooms, one of which is en-suite( 1 bedrooms on the ground floor and 3 on the f

Income Breakdown

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Nightly Rate (ADR)
$589/night
50% ($271)Brixfox estimate($589/night)200% ($1084)
Occupancy
81%
10%Brixfox estimate(81%)100%

Short-Term Rental

Yearly income
$89,838
Airbnb data$589/night · 81% occupancy
Rental income
$589/night · 81% occ.
$174,555
Running costs (20%)
Utilities, cleaning, maintenance
-$34,911
Income tax (10%)
Indonesian rental income tax
-$48,876
Property tax
Annual property tax
-$931
Net income
16.9% ROI
$89,838

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$532,065
IMT (transfer tax, investment schedule)$29,337
Imposto de Selo (stamp duty)$4,257
Notary & registration$1,359
Legal / due diligence$7,982
Total acquisition costs$42,934
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,940
($5,967–$15,913)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$624,580

Gross yield (asking)

32.8%

True gross yield (all-in)

27.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$6.3M$4.8M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $490K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$596K
+22%
Rental Income
+$439K
Total Position
$1.0M
+111%
16.1%/yr
Year 10
Capital Value
$725K
+48%
Rental Income
+$947K
Total Position
$1.7M
+242%
13.1%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$2.2M
Total Position
$3.3M
+573%
10.0%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$3.9M
Total Position
$5.5M
+1028%
8.4%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
16.9% annual return
Occupancy
Strong
81% average occupancy
Nightly Rate
Strong
$542 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
250 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 16.9% — outperforms most villas in this market
Strong occupancy at 81% — consistent booking demand
Premium nightly rate of $542 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 250 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

61% occ.
17.1%
$7,595/mo
71% occ.
20.0%
$8,850/mo
81% occ.
22.8%
$10,105/mo
current
91% occ.
25.6%
$11,360/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.