Detached house, Vila Serena, 8, Praia da Luz, Luz
Detached house, Vila Serena, 8, Praia da Luz, Luz — image 2Detached house, Vila Serena, 8, Praia da Luz, Luz — image 3Detached house, Vila Serena, 8, Praia da Luz, Luz — image 4Detached house, Vila Serena, 8, Praia da Luz, Luz — image 5
Grade B+villaluxury

Detached house, Vila Serena, 8, Praia da Luz, Luz

Lagos · Western Algarve ·

€1.4M

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €94,292/yr
Average Daily Rate: €638
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 18.4 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 74.6 / 100
Comparable Properties: 11
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+14.3% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€104,625
IS — Stamp duty (0.8%)€11,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,925
Total acquisition costs€137,960
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

6.8%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 275 m²
Land: 917 m²
Style: contemporary
Condition: excellent
Year Built: 2002
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor terrace with shade sailfireplace with stone accent wallcurved swimming poolocean view

Score Breakdown

ROI
16.13
Visual Appeal
14.2
Ownership Security
13
Location
10.2
Land & Space
12
Rental Demand
4.05
Payback Speed
2
STR Suitability
3

Description

The ground floor consists of a modern gourmet kitchen equipped with top of the range branded appliances, a wine storeroom with refrigeration, a dining room with a lovely view over the garden and south facing swimming pool, a large bright living room with closed fireplace, a bedroom served by a separate bathroom that al

Location

📍 37.0923°N, 8.7340°W

· Lagos, Algarve, Portugal

View on Casas do Barlavento →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house, Vila Serena, 8, Praia da Luz, Luz

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
275 m²
Land Plot
917 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$385K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.5%
$5,699/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.2 yr
Rental only

Property details

Year built: 2002
Energy: B-
Condition: excellent

Description

The ground floor consists of a modern gourmet kitchen equipped with top of the range branded appliances, a wine storeroom with refrigeration, a dining room with a lovely view over the garden and south facing swimming pool, a large bright living room with closed fireplace, a bedroom served by a separate bathroom that al

Income Breakdown

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Nightly Rate (ADR)
$925/night
50% ($425)Brixfox estimate($925/night)200% ($1702)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$68,392
Airbnb data$925/night · 40% occupancy
Rental income
$925/night · 40% occ.
$136,626
Running costs (20%)
Utilities, cleaning, maintenance
-$27,325
Income tax (10%)
Indonesian rental income tax
-$38,255
Property tax
Annual property tax
-$2,654
Net income
4.5% ROI
$68,392

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,516,304
IMT (transfer tax, investment schedule)$113,723
Imposto de Selo (stamp duty)$12,130
Notary & registration$1,359
Legal / due diligence$22,745
Total acquisition costs$149,957
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,731,641

Gross yield (asking)

9.0%

True gross yield (all-in)

7.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$8.6M$6.5M$4.3M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$334K
Total Position
$2.0M
+46%
7.8%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$721K
Total Position
$2.8M
+100%
7.2%/yr
Year 20
Capital Value
$3.1M
+119%
Rental Income
+$1.7M
Total Position
$4.7M
+240%
6.3%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$3.0M
Total Position
$7.5M
+439%
5.8%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.5% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$851 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
917 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $851 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 917 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$5,686/mo
40% occ.
6.1%
$7,655/mo
current
40% occ.
6.1%
$7,749/mo
current
50% occ.
7.7%
$9,718/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.