Detached house in Estação de Silves - Cerro de São Miguel, Silves
Detached house in Estação de Silves - Cerro de São Miguel, Silves — image 2Detached house in Estação de Silves - Cerro de São Miguel, Silves — image 3Detached house in Estação de Silves - Cerro de São Miguel, Silves — image 4Detached house in Estação de Silves - Cerro de São Miguel, Silves — image 5
Grade C+villamid-range

Detached house in Estação de Silves - Cerro de São Miguel, Silves

Silves · Central Algarve ·

€770,000

Asking Price (EUR)

1.2%

True Net Yield (Owner, all-in)

0.8%

True Net Yield (Managed, all-in)

1.8%

True Gross Yield

17%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,161/yr
Average Daily Rate: €267
Payback Period: 58.8 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 54.6 / 100
Comparable Properties: 4
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€880,420

+14.3% over asking

Asking price€770,000
IMT — Property transfer tax (investment schedule)€46,200
IS — Stamp duty (0.8%)€6,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,550
Total acquisition costs€65,160
Renovation (est. €55/m² × 192 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,560
(€5,760–€15,360)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€880,420

Gross yield (asking price)

2.1%

True gross yield (all-in)

1.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 192 m²
Land: 415 m²
Style: portuguese-traditional
Condition: good
Year Built: 2018
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved pool edgetraditional terracotta roof tiles

Score Breakdown

ROI
9.46
Visual Appeal
10.8
Ownership Security
13
Location
7.2
Land & Space
9.52
Rental Demand
1.66
Payback Speed
0
STR Suitability
3

Description

This 3-bedroom villa is located in a quiet residential area 5 minutes from the historic town of Silves. This villa is equipped with a solar panel for hot water, pre-installation for central heating via the fireplace, pre-installation for air conditioning, double glazing and electric aluminum shutters. On the first floo

Location

📍 37.1826°N, 8.4362°W

· Silves, Algarve, Portugal

View on ERA Lagoa →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Estação de Silves - Cerro de São Miguel, Silves

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
192 m²
Land Plot
415 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeC+
Brixfox Intelligence
55C+Moderate
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$145K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.3%
$904/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
17 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
77.2 yr
Rental only

Property details

Year built: 2018
Energy: A
Condition: good

Description

This 3-bedroom villa is located in a quiet residential area 5 minutes from the historic town of Silves. This villa is equipped with a solar panel for hot water, pre-installation for central heating via the fireplace, pre-installation for air conditioning, double glazing and electric aluminum shutters. On the first floo

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$390/night
50% ($180)Brixfox estimate($390/night)200% ($718)
Occupancy
17%
10%Brixfox estimate(17%)100%

Short-Term Rental

Yearly income
$10,845
Airbnb data$390/night · 17% occupancy
Rental income
$390/night · 17% occ.
$23,673
Running costs (20%)
Utilities, cleaning, maintenance
-$4,735
Income tax (10%)
Indonesian rental income tax
-$6,628
Property tax
Annual property tax
-$1,465
Net income
1.3% ROI
$10,845

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$836,957
IMT (transfer tax, investment schedule)$50,217
Imposto de Selo (stamp duty)$6,696
Notary & registration$1,359
Legal / due diligence$12,554
Total acquisition costs$70,826
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,478
($6,261–$16,696)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$954,804

Gross yield (asking)

2.8%

True gross yield (all-in)

2.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$3.4M$2.6M$1.7M$854K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $770K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$937K
+22%
Rental Income
+$53K
Total Position
$990K
+29%
5.2%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$114K
Total Position
$1.3M
+63%
5.0%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$268K
Total Position
$2.0M
+154%
4.8%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$475K
Total Position
$3.0M
+286%
4.6%/yr

Location

Silves

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.3% annual return
Occupancy
Weak
17% average occupancy
Nightly Rate
Strong
$359 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
415 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $359 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$2,372/mo
40% occ.
4.6%
$3,203/mo
17% occ.
1.8%
$1,259/mo
current
27% occ.
3.0%
$2,090/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.