Detached house in Urbanização da Cerca, Vila de Pêra, Pêra
Detached house in Urbanização da Cerca, Vila de Pêra, Pêra — image 2Detached house in Urbanização da Cerca, Vila de Pêra, Pêra — image 3Detached house in Urbanização da Cerca, Vila de Pêra, Pêra — image 4Detached house in Urbanização da Cerca, Vila de Pêra, Pêra — image 5
Grade B+villaluxury

Detached house in Urbanização da Cerca, Vila de Pêra, Pêra

Silves · Central Algarve ·

€600,000

Asking Price (EUR)

Limited comps — indicative only

Revenue projections are based on limited comparable data (2 comps, 70% confidence).

4.7%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.3%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,963/yr
Average Daily Rate: €268
+8.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Luxury finish (+8%)
Payback Period: 14.7 years
5-yr Capital Value: €788,391
10-yr Capital Value: €959,198
Brixfox Score: 65.8 / 100
Comparable Properties: 2
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€701,680

+16.9% over asking

Asking price€600,000
IMT — Property transfer tax (investment schedule)€35,830
IS — Stamp duty (0.8%)€4,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,000
Total acquisition costs€50,880
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€50,800
All-in investment (incl. renovation & furnishing)€701,680

Gross yield (asking price)

8.5%

True gross yield (all-in)

7.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 109 m²
Style: contemporary
Condition: excellent
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

gold-framed mirrormodern chandelierartistic coffee tablewhite brick accent wall

Score Breakdown

ROI
18.24
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
4.18
Rental Demand
5.21
Payback Speed
3
STR Suitability
3

Description

We present you with a rare opportunity to acquire a villa that combines contemporary design, absolute comfort and state-of-the-art technology, in one of the most sought-after areas of the Algarve. Fully refurbished and furnished, this residence was thought out in detail to offer quality, practicality and a touch of sop

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Infinity Dreams →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Urbanização da Cerca, Vila de Pêra, Pêra

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
109 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$113K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.7%
$3,096/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.6 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

We present you with a rare opportunity to acquire a villa that combines contemporary design, absolute comfort and state-of-the-art technology, in one of the most sought-after areas of the Algarve. Fully refurbished and furnished, this residence was thought out in detail to offer quality, practicality and a touch of sop

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$388/night
50% ($178)Brixfox estimate($388/night)200% ($713)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$37,148
Airbnb data$388/night · 52% occupancy
Rental income
$388/night · 52% occ.
$73,634
Running costs (20%)
Utilities, cleaning, maintenance
-$14,727
Income tax (10%)
Indonesian rental income tax
-$20,617
Property tax
Annual property tax
-$1,141
Net income
5.7% ROI
$37,148

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$652,174
IMT (transfer tax, investment schedule)$38,946
Imposto de Selo (stamp duty)$5,217
Notary & registration$1,359
Legal / due diligence$9,783
Total acquisition costs$55,304
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$760,522

Gross yield (asking)

11.3%

True gross yield (all-in)

9.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$4.1M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $600K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$730K
+22%
Rental Income
+$181K
Total Position
$911K
+52%
8.7%/yr
Year 10
Capital Value
$888K
+48%
Rental Income
+$392K
Total Position
$1.3M
+113%
7.9%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$918K
Total Position
$2.2M
+272%
6.8%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.6M
Total Position
$3.6M
+495%
6.1%/yr

Location

Silves

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.7% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$357 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $357 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
4.7%
$2,550/mo
42% occ.
6.2%
$3,375/mo
52% occ.
7.7%
$4,200/mo
current
62% occ.
9.2%
$5,025/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.