Detached house in Algoz
Detached house in Algoz — image 2Detached house in Algoz — image 3Detached house in Algoz — image 4Detached house in Algoz — image 5
Grade Avillamid-range

Detached house in Algoz

Silves · Central Algarve ·

€499,900

Asking Price (EUR)

10.8%

True Net Yield (Owner, all-in)

7.5%

True Net Yield (Managed, all-in)

16.7%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €99,920/yr
Average Daily Rate: €410
Payback Period: 5.3 years
5-yr Capital Value: €656,861
10-yr Capital Value: €799,172
Brixfox Score: 81 / 100
Comparable Properties: 10
Data Confidence: 54%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€599,210

+19.9% over asking

Asking price€499,900
IMT — Property transfer tax (investment schedule)€27,822
IS — Stamp duty (0.8%)€3,999
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,499
Total acquisition costs€40,570
Renovation (est. €55/m² × 288 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,840
(€8,640–€23,040)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€599,210

Gross yield (asking price)

20.0%

True gross yield (all-in)

16.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 288 m²
Land: 480 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional Portuguese roof tilespaved outdoor patiobalcony with railing

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
7.2
Land & Space
9.9
Rental Demand
7.89
Payback Speed
5
STR Suitability
3

Description

Large House with Great Potential in the Heart of Algoz IPResidences presents this spacious villa in the centre of Algoz. Inserted in a generous plot of 480 m², this property stands out for its large built area and the potential for various housing configurations. The villa, consisting of a single floor, offers a pri

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Algoz

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
288 m²
Land Plot
480 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 16.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score81
GradeA
Brixfox Intelligence
81AExcellent
Score Breakdown
ROI & Yield89%
Capital Growth85%
Risk Profile82%
Market Demand81%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+19.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$94K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
16.2%
$7,313/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.2 yr
Rental only

Property details

Energy: D
Condition: good

Description

Large House with Great Potential in the Heart of Algoz IPResidences presents this spacious villa in the centre of Algoz. Inserted in a generous plot of 480 m², this property stands out for its large built area and the potential for various housing configurations. The villa, consisting of a single floor, offers a pri

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$593/night
50% ($273)Brixfox estimate($593/night)200% ($1090)
Occupancy
79%
10%Brixfox estimate(79%)100%

Short-Term Rental

Yearly income
$87,762
Airbnb data$593/night · 79% occupancy
Rental income
$593/night · 79% occ.
$170,601
Running costs (20%)
Utilities, cleaning, maintenance
-$34,120
Income tax (10%)
Indonesian rental income tax
-$47,768
Property tax
Annual property tax
-$951
Net income
16.2% ROI
$87,762

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$543,370
IMT (transfer tax, investment schedule)$30,241
Imposto de Selo (stamp duty)$4,347
Notary & registration$1,359
Legal / due diligence$8,151
Total acquisition costs$44,098
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$17,217
($9,391–$25,043)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$649,141

Gross yield (asking)

31.4%

True gross yield (all-in)

26.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$6.3M$4.7M$3.1M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $500K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$608K
+22%
Rental Income
+$429K
Total Position
$1.0M
+107%
15.7%/yr
Year 10
Capital Value
$740K
+48%
Rental Income
+$926K
Total Position
$1.7M
+233%
12.8%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$2.2M
Total Position
$3.3M
+553%
9.8%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$3.8M
Total Position
$5.5M
+993%
8.3%/yr

Location

Silves

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
16.2% annual return
Occupancy
Strong
79% average occupancy
Nightly Rate
Strong
$545 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Good
480 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 16.2% — outperforms most villas in this market
Strong occupancy at 79% — consistent booking demand
Premium nightly rate of $545 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

59% occ.
16.2%
$7,349/mo
69% occ.
19.0%
$8,611/mo
79% occ.
21.8%
$9,872/mo
current
89% occ.
24.6%
$11,134/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.