House in Algoz e Tunes, Silves
House in Algoz e Tunes, Silves — image 2House in Algoz e Tunes, Silves — image 3House in Algoz e Tunes, Silves — image 4House in Algoz e Tunes, Silves — image 5
Grade Bvillabudget

House in Algoz e Tunes, Silves

Silves · Central Algarve ·

€365,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €22,658/yr
Average Daily Rate: €137
Payback Period: 19.9 years
5-yr Capital Value: €479,605
10-yr Capital Value: €583,512
Brixfox Score: 55.9 / 100
Comparable Properties: 13
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€562,375

+54.1% over asking

Asking price€365,000
IMT — Property transfer tax (investment schedule)€17,030
IS — Stamp duty (0.8%)€2,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,475
Total acquisition costs€26,675
Renovation (est. €900/m² × 165 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€148,500
(€115,500–€181,500)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€562,375

Gross yield (asking price)

6.2%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 165 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1951
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
15.5
Visual Appeal
5.4
Ownership Security
13
Location
7.2
Land & Space
5.3
Rental Demand
4.54
Payback Speed
2
STR Suitability
3

Description

Detached Single-Storey T3+1 House in Tunes with Garage and Spacious Outdoor Area Discover this excellent single-storey house located in Tunes, ideal for those seeking comfort, space, and quality of life. With a total area of 164.9 m², this property offers a welcoming and functional environment, with generous rooms and

Location

📍 37.1831°N, 8.2671°W

· Silves, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

House in Algoz e Tunes, Silves

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
165 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$69K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$1,374/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.1 yr
Rental only

Property details

Year built: 1951
Energy: E
Condition: needs-renovation

Description

Detached Single-Storey T3+1 House in Tunes with Garage and Spacious Outdoor Area Discover this excellent single-storey house located in Tunes, ideal for those seeking comfort, space, and quality of life. With a total area of 164.9 m², this property offers a welcoming and functional environment, with generous rooms and

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$200/night
50% ($92)Brixfox estimate($200/night)200% ($367)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$16,493
Airbnb data$200/night · 45% occupancy
Rental income
$200/night · 45% occ.
$33,053
Running costs (20%)
Utilities, cleaning, maintenance
-$6,611
Income tax (10%)
Indonesian rental income tax
-$9,255
Property tax
Annual property tax
-$694
Net income
4.2% ROI
$16,493

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$396,739
IMT (transfer tax, investment schedule)$18,511
Imposto de Selo (stamp duty)$3,174
Notary & registration$1,359
Legal / due diligence$5,951
Total acquisition costs$28,995
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$161,413
($125,543–$197,283)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$609,103

Gross yield (asking)

8.3%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$2.2M$1.6M$1.1M$548K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $365K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$444K
+22%
Rental Income
+$81K
Total Position
$525K
+44%
7.5%/yr
Year 10
Capital Value
$540K
+48%
Rental Income
+$174K
Total Position
$714K
+96%
6.9%/yr
Year 20
Capital Value
$800K
+119%
Rental Income
+$408K
Total Position
$1.2M
+231%
6.2%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$722K
Total Position
$1.9M
+422%
5.7%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Good
$184 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$1,217/mo
40% occ.
5.0%
$1,642/mo
45% occ.
5.7%
$1,870/mo
current
55% occ.
6.9%
$2,295/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.