House in Algoz
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Grade B+villamid-range

House in Algoz

Silves · Central Algarve ·

€595,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,674/yr
Average Daily Rate: €266
Payback Period: 17.4 years
5-yr Capital Value: €854,090
10-yr Capital Value: €1.0M
Brixfox Score: 67.4 / 100
Comparable Properties: 7
Data Confidence: 52%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€685,815

+15.3% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation (est. €55/m² × 150 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,250
(€4,500–€12,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€685,815

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 150 m²
Land: 15910 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B-
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturebalconycovered porch

Score Breakdown

ROI
16.62
Visual Appeal
8.8
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
4.81
Payback Speed
2
STR Suitability
3

Description

3-Bedroom Villa in Silves with 15,910sqm Plot - Space, Privacy, and Excellent Access Are you looking for a property with a generous plot and solid construction in the heart of the Algarve? This two-storey villa, measuring 150sqm and situated in the historic and picturesque area of Silves, is the ideal opportunity for t

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Formula Prime →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

House in Algoz

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
150 m²
Land Plot
15910 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$112K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$2,828/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.1 yr
Rental only

Property details

Energy: B-
Condition: good

Description

3-Bedroom Villa in Silves with 15,910sqm Plot - Space, Privacy, and Excellent Access Are you looking for a property with a generous plot and solid construction in the heart of the Algarve? This two-storey villa, measuring 150sqm and situated in the historic and picturesque area of Silves, is the ideal opportunity for t

Income Breakdown

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Nightly Rate (ADR)
$384/night
50% ($177)Brixfox estimate($384/night)200% ($706)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$33,933
Airbnb data$384/night · 48% occupancy
Rental income
$384/night · 48% occ.
$67,433
Running costs (20%)
Utilities, cleaning, maintenance
-$13,487
Income tax (10%)
Indonesian rental income tax
-$18,881
Property tax
Annual property tax
-$1,132
Net income
5.2% ROI
$33,933

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$646,739
IMT (transfer tax, investment schedule)$38,511
Imposto de Selo (stamp duty)$5,174
Notary & registration$1,359
Legal / due diligence$9,701
Total acquisition costs$54,745
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,967
($4,891–$13,043)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$743,277

Gross yield (asking)

10.4%

True gross yield (all-in)

9.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$3.9M$2.9M$2.0M$982K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$166K
Total Position
$890K
+50%
8.4%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$358K
Total Position
$1.2M
+108%
7.6%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$839K
Total Position
$2.1M
+260%
6.6%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.5M
Total Position
$3.4M
+474%
6.0%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$353 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
15910 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $353 — positioned in the top tier
Generous 15910 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.4%
$2,357/mo
40% occ.
5.9%
$3,174/mo
48% occ.
7.1%
$3,839/mo
current
58% occ.
8.6%
$4,657/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.