Detached house in Urbanização Vale Verdinho, Algoz
Detached house in Urbanização Vale Verdinho, Algoz — image 2Detached house in Urbanização Vale Verdinho, Algoz — image 3Detached house in Urbanização Vale Verdinho, Algoz — image 4Detached house in Urbanização Vale Verdinho, Algoz — image 5
Grade Avillamid-range

Detached house in Urbanização Vale Verdinho, Algoz

Silves · Central Algarve ·

€549,000

Asking Price (EUR)

9.9%

True Net Yield (Owner, all-in)

6.8%

True Net Yield (Managed, all-in)

15.2%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €99,361/yr
Average Daily Rate: €408
Payback Period: 5.7 years
5-yr Capital Value: €721,378
10-yr Capital Value: €877,666
Brixfox Score: 80.6 / 100
Comparable Properties: 7
Data Confidence: 50%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€653,022

+18.9% over asking

Asking price€549,000
IMT — Property transfer tax (investment schedule)€31,750
IS — Stamp duty (0.8%)€4,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,235
Total acquisition costs€45,627
Renovation (est. €55/m² × 379 m²)
Light touch-ups — paint, fixtures, deep clean.		€20,845
(€11,370–€30,320)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€653,022

Gross yield (asking price)

18.1%

True gross yield (all-in)

15.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 379 m²
Land: 465 m²
Style: portuguese-traditional
Condition: good
Year Built: 2010
Energy Certificate: B
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

covered-terracerattan-outdoor-furniturepotted-plants

Score Breakdown

ROI
25
Visual Appeal
10.2
Ownership Security
13
Location
7.2
Land & Space
9.08
Rental Demand
8.15
Payback Speed
5
STR Suitability
3

Description

Villa detached 4 bedrooms - Algoz - Silves The perfect retreat between countryside and sea! We present to you this charming detached house, located in a quiet residential area, ideal for those who value peace without giving up proximity to all daily amenities. This three-storey home offers generous and versatile spa

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Santomero - Sociedade de Mediação Imobiliária →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Urbanização Vale Verdinho, Algoz

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
379 m²
Land Plot
465 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 15.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score81
GradeA
Brixfox Intelligence
81AExcellent
Score Breakdown
ROI & Yield89%
Capital Growth85%
Risk Profile82%
Market Demand81%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+18.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$103K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
15.1%
$7,505/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.6 yr
Rental only

Property details

Year built: 2010
Energy: B
Condition: good

Description

Villa detached 4 bedrooms - Algoz - Silves The perfect retreat between countryside and sea! We present to you this charming detached house, located in a quiet residential area, ideal for those who value peace without giving up proximity to all daily amenities. This three-storey home offers generous and versatile spa

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$589/night
50% ($271)Brixfox estimate($589/night)200% ($1084)
Occupancy
81%
10%Brixfox estimate(81%)100%

Short-Term Rental

Yearly income
$90,057
Airbnb data$589/night · 81% occupancy
Rental income
$589/night · 81% occ.
$175,196
Running costs (20%)
Utilities, cleaning, maintenance
-$35,039
Income tax (10%)
Indonesian rental income tax
-$49,055
Property tax
Annual property tax
-$1,044
Net income
15.1% ROI
$90,057

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$596,739
IMT (transfer tax, investment schedule)$34,511
Imposto de Selo (stamp duty)$4,774
Notary & registration$1,359
Legal / due diligence$8,951
Total acquisition costs$49,595
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$22,658
($12,359–$32,957)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$707,633

Gross yield (asking)

29.4%

True gross yield (all-in)

24.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$6.6M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $549K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$668K
+22%
Rental Income
+$440K
Total Position
$1.1M
+102%
15.1%/yr
Year 10
Capital Value
$813K
+48%
Rental Income
+$950K
Total Position
$1.8M
+221%
12.4%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$2.2M
Total Position
$3.4M
+525%
9.6%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$3.9M
Total Position
$5.7M
+942%
8.1%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
15.1% annual return
Occupancy
Strong
81% average occupancy
Nightly Rate
Strong
$542 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
465 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 15.1% — outperforms most villas in this market
Strong occupancy at 81% — consistent booking demand
Premium nightly rate of $542 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

61% occ.
15.3%
$7,623/mo
71% occ.
17.9%
$8,878/mo
81% occ.
20.4%
$10,133/mo
current
91% occ.
22.9%
$11,387/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.