Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos
Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos — image 2Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos — image 3Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos — image 4Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos — image 5
Grade Bvillabudget

Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos

Lagos · Western Algarve ·

€399,500

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,830/yr
Average Daily Rate: €172
-22.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 16.7 years
5-yr Capital Value: €524,937
10-yr Capital Value: €638,666
Brixfox Score: 63 / 100
Comparable Properties: 93
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€454,079

+13.7% over asking

Asking price€399,500
IMT — Property transfer tax (investment schedule)€19,790
IS — Stamp duty (0.8%)€3,196
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,993
Total acquisition costs€30,229
Renovation (est. €55/m² × 100 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,500
(€3,000–€8,000)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€454,079

Gross yield (asking price)

7.5%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 100 m²
Style: portuguese-traditional
Condition: good
Year Built: 2017
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional wooden window shutterscobblestone street

Score Breakdown

ROI
16.98
Visual Appeal
8.8
Ownership Security
13
Location
10.44
Land & Space
4
Rental Demand
4.75
Payback Speed
2
STR Suitability
3

Description

This charming three-storey house offers a bright and comfortable living space, perfect for those seeking a home full of character or a high-potential investment. On the ground floor, there is an open-plan living and dining area, complemented by a modern, fully equipped kitchen. The first floor features a spacious mast

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Villas Key →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Rua Conselheiro Joaquim Machado, Centro, Lagos

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
100 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$110K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$1,804/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.1 yr
Rental only

Property details

Year built: 2017
Energy: E
Condition: good

Description

This charming three-storey house offers a bright and comfortable living space, perfect for those seeking a home full of character or a high-potential investment. On the ground floor, there is an open-plan living and dining area, complemented by a modern, fully equipped kitchen. The first floor features a spacious mast

Income Breakdown

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Nightly Rate (ADR)
$248/night
50% ($114)Brixfox estimate($248/night)200% ($457)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$21,650
Airbnb data$248/night · 48% occupancy
Rental income
$248/night · 48% occ.
$43,096
Running costs (20%)
Utilities, cleaning, maintenance
-$8,619
Income tax (10%)
Indonesian rental income tax
-$12,067
Property tax
Annual property tax
-$760
Net income
5.0% ROI
$21,650

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$434,239
IMT (transfer tax, investment schedule)$21,511
Imposto de Selo (stamp duty)$3,474
Notary & registration$1,359
Legal / due diligence$6,514
Total acquisition costs$32,858
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,978
($3,261–$8,696)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$491,390

Gross yield (asking)

9.9%

True gross yield (all-in)

8.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.6M$1.9M$1.3M$645K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $400K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$486K
+22%
Rental Income
+$106K
Total Position
$592K
+48%
8.2%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$228K
Total Position
$820K
+105%
7.5%/yr
Year 20
Capital Value
$875K
+119%
Rental Income
+$535K
Total Position
$1.4M
+253%
6.5%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$948K
Total Position
$2.2M
+462%
5.9%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
5.0% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$229 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $229 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 5.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$1,524/mo
40% occ.
5.7%
$2,053/mo
48% occ.
6.8%
$2,451/mo
current
58% occ.
8.2%
$2,980/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.