House in Largo José de Correia Lobo, Zona Histórica, Silves
House in Largo José de Correia Lobo, Zona Histórica, Silves — image 2House in Largo José de Correia Lobo, Zona Histórica, Silves — image 3House in Largo José de Correia Lobo, Zona Histórica, Silves — image 4House in Largo José de Correia Lobo, Zona Histórica, Silves — image 5
Grade Avillamid-range

House in Largo José de Correia Lobo, Zona Histórica, Silves

Silves · Central Algarve ·

€1.1M

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €98,378/yr
Average Daily Rate: €449
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 14.6 years
5-yr Capital Value: €1.5M
10-yr Capital Value: €1.8M
Brixfox Score: 75.3 / 100
Comparable Properties: 3
Data Confidence: 61%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.3M

+15.2% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€86,250
IS — Stamp duty (0.8%)€9,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,250
Total acquisition costs€113,950
Renovation (est. €55/m² × 230 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,650
(€6,900–€18,400)
Furnishing & STR launch (6bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,250
All-in investment (incl. renovation & furnishing)€1.3M

Gross yield (asking price)

8.6%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 4
Building: 230 m²
Land: 27210 m²
Style: contemporary
Condition: good
Year Built: 1992
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large bay windows with viewscheckered marble floor in hallwaytraditional fireplaceexposed beam ceiling in kitchen

Score Breakdown

ROI
18.33
Visual Appeal
12.8
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
6
Payback Speed
3
STR Suitability
3

Description

Located in a few minutes from the historic city of Silves, this unique villa offers charming architectural character complimented by rich materials. Set on a substantial plot of 27,210 m² this charming Quinta style home includes a main residence, an independent annex, a convertible covered swimming pool with spa, and a

Location

📍 37.1918°N, 8.4386°W

· Silves, Algarve, Portugal

View on Abloom Boutique Real Estate →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

House in Largo José de Correia Lobo, Zona Histórica, Silves

Inventory
6 Beds
Bathrooms
4 Baths
Built Area
230 m²
Land Plot
27210 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$216K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.7%
$5,986/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.4 yr
Rental only

Property details

Year built: 1992
Energy: C
Condition: good

Description

Located in a few minutes from the historic city of Silves, this unique villa offers charming architectural character complimented by rich materials. Set on a substantial plot of 27,210 m² this charming Quinta style home includes a main residence, an independent annex, a convertible covered swimming pool with spa, and a

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$650/night
50% ($299)Brixfox estimate($650/night)200% ($1196)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$71,828
Airbnb data$650/night · 60% occupancy
Rental income
$650/night · 60% occ.
$142,338
Running costs (20%)
Utilities, cleaning, maintenance
-$28,468
Income tax (10%)
Indonesian rental income tax
-$39,855
Property tax
Annual property tax
-$2,188
Net income
5.7% ROI
$71,828

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,250,000
IMT (transfer tax, investment schedule)$93,750
Imposto de Selo (stamp duty)$10,000
Notary & registration$1,359
Legal / due diligence$18,750
Total acquisition costs$123,859
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,750
($7,500–$20,000)
Furnishing & STR launch
6bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$50,272
All-in investment$1,437,880

Gross yield (asking)

11.4%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$7.9M$5.9M$4.0M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$351K
Total Position
$1.7M
+52%
8.8%/yr
Year 10
Capital Value
$1.7M
+48%
Rental Income
+$758K
Total Position
$2.5M
+114%
7.9%/yr
Year 20
Capital Value
$2.5M
+119%
Rental Income
+$1.8M
Total Position
$4.3M
+274%
6.8%/yr
Year 30
Capital Value
$3.7M
+224%
Rental Income
+$3.1M
Total Position
$6.9M
+498%
6.1%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.7% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$598 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
27210 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $598 — positioned in the top tier
Generous 27210 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 60% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
5.1%
$5,352/mo
50% occ.
6.5%
$6,736/mo
60% occ.
7.8%
$8,121/mo
current
70% occ.
9.1%
$9,505/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.