Detached house in vale de lousas, Armação de Pêra
Detached house in vale de lousas, Armação de Pêra — image 2Detached house in vale de lousas, Armação de Pêra — image 3Detached house in vale de lousas, Armação de Pêra — image 4Detached house in vale de lousas, Armação de Pêra — image 5
Grade B+villabudget

Detached house in vale de lousas, Armação de Pêra

Silves · Central Algarve ·

€680,000

Asking Price (EUR)

5.8%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

9.0%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €73,365/yr
Average Daily Rate: €341
-18.0% vs area baselineImage quality 4/10 (-9%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 11.6 years
5-yr Capital Value: €893,510
10-yr Capital Value: €1.1M
Brixfox Score: 73.4 / 100
Comparable Properties: 6
Data Confidence: 62%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€819,240

+20.5% over asking

Asking price€680,000
IMT — Property transfer tax (investment schedule)€40,800
IS — Stamp duty (0.8%)€5,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,200
Total acquisition costs€57,690
Renovation (est. €350/m² × 160 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€56,000
(€40,000–€72,000)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€819,240

Gross yield (asking price)

10.8%

True gross yield (all-in)

9.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 160 m²
Land: 23939 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1970
Energy Certificate: E
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturemultiple detached buildings

Score Breakdown

ROI
21.06
Visual Appeal
6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.9
Payback Speed
4
STR Suitability
3

Description

Farm located 10 minutes from the village of Armação de Pera and its magnificent beaches. Excellent opportunity to live in the heart of nature and ideal for those seeking tranquility. Discover this wonderful farm with a particular charm to develop a Rural or Agricultural Tourism project. The Farm consists of: * Main

Location

📍 37.1000°N, 8.3580°W

· Silves, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in vale de lousas, Armação de Pêra

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
160 m²
Land Plot
23939 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$128K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.3%
$4,486/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.7 yr
Rental only

Property details

Year built: 1970
Energy: E
Condition: fair

Description

Farm located 10 minutes from the village of Armação de Pera and its magnificent beaches. Excellent opportunity to live in the heart of nature and ideal for those seeking tranquility. Discover this wonderful farm with a particular charm to develop a Rural or Agricultural Tourism project. The Farm consists of: * Main

Income Breakdown

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Nightly Rate (ADR)
$493/night
50% ($227)Brixfox estimate($493/night)200% ($906)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Yearly income
$53,827
Airbnb data$493/night · 59% occupancy
Rental income
$493/night · 59% occ.
$106,000
Running costs (20%)
Utilities, cleaning, maintenance
-$21,200
Income tax (10%)
Indonesian rental income tax
-$29,680
Property tax
Annual property tax
-$1,293
Net income
7.3% ROI
$53,827

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$739,130
IMT (transfer tax, investment schedule)$44,348
Imposto de Selo (stamp duty)$5,913
Notary & registration$1,359
Legal / due diligence$11,087
Total acquisition costs$62,707
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$60,870
($43,478–$78,261)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$888,304

Gross yield (asking)

14.3%

True gross yield (all-in)

11.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$5.2M$3.9M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $680K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$827K
+22%
Rental Income
+$263K
Total Position
$1.1M
+60%
9.9%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$568K
Total Position
$1.6M
+132%
8.8%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.3M
Total Position
$2.8M
+315%
7.4%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$2.4M
Total Position
$4.6M
+571%
6.5%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$453 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Strong
23939 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $453 — positioned in the top tier
Generous 23939 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
6.5%
$3,978/mo
49% occ.
8.2%
$5,027/mo
59% occ.
9.9%
$6,075/mo
current
69% occ.
11.6%
$7,124/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.