Detached house in Rua António da Luz, Torralta, Lagos
Detached house in Rua António da Luz, Torralta, Lagos — image 2Detached house in Rua António da Luz, Torralta, Lagos — image 3Detached house in Rua António da Luz, Torralta, Lagos — image 4Detached house in Rua António da Luz, Torralta, Lagos — image 5
Grade Avillamid-range

Detached house in Rua António da Luz, Torralta, Lagos

Lagos · Western Algarve ·

€999,950

Asking Price (EUR)

7.0%

True Net Yield (Owner, all-in)

4.8%

True Net Yield (Managed, all-in)

10.7%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €120,693/yr
Average Daily Rate: €682
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 11.4 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.8M
Brixfox Score: 79 / 100
Comparable Properties: 5
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.4% over asking

Asking price€999,950
IMT — Property transfer tax (investment schedule)€59,997
IS — Stamp duty (0.8%)€8,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,999
Total acquisition costs€84,246
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

12.1%

True gross yield (all-in)

10.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 258 m²
Land: 563 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2004
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled roofbalconyprivate poolcobblestone driveway

Score Breakdown

ROI
21.29
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
10.91
Rental Demand
4.85
Payback Speed
4
STR Suitability
3

Description

Traditional Portuguese architecture villa with 4 bedrooms in Porto de Mós, Lagos Situated in one of the most coveted residential areas of Porto de Mós in Lagos, this elegant villa offers a haven of tranquillity at the end of a cul-de-sac, ensuring privacy and a serene lifestyle, just minutes from the coast and the Alga

Location

📍 37.0870°N, 8.7290°W

· Lagos, Algarve, Portugal

View on Villas Key →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Rua António da Luz, Torralta, Lagos

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
258 m²
Land Plot
563 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$276K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.2%
$7,397/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.2 yr
Rental only

Property details

Year built: 2004
Energy: D
Condition: excellent

Description

Traditional Portuguese architecture villa with 4 bedrooms in Porto de Mós, Lagos Situated in one of the most coveted residential areas of Porto de Mós in Lagos, this elegant villa offers a haven of tranquillity at the end of a cul-de-sac, ensuring privacy and a serene lifestyle, just minutes from the coast and the Alga

Income Breakdown

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Nightly Rate (ADR)
$985/night
50% ($453)Brixfox estimate($985/night)200% ($1813)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$88,767
Airbnb data$985/night · 48% occupancy
Rental income
$985/night · 48% occ.
$174,363
Running costs (20%)
Utilities, cleaning, maintenance
-$34,873
Income tax (10%)
Indonesian rental income tax
-$48,822
Property tax
Annual property tax
-$1,902
Net income
8.2% ROI
$88,767

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,086,902
IMT (transfer tax, investment schedule)$65,214
Imposto de Selo (stamp duty)$8,696
Notary & registration$1,359
Legal / due diligence$16,303
Total acquisition costs$91,572
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,219,833

Gross yield (asking)

16.0%

True gross yield (all-in)

14.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$8.2M$6.1M$4.1M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1000K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$434K
Total Position
$1.7M
+65%
10.5%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$936K
Total Position
$2.4M
+142%
9.2%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$2.2M
Total Position
$4.4M
+339%
7.7%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$3.9M
Total Position
$7.1M
+613%
6.8%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.2% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$906 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
563 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.2% — outperforms most villas in this market
Premium nightly rate of $906 — positioned in the top tier
Generous 563 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.8%
$6,135/mo
40% occ.
9.1%
$8,232/mo
48% occ.
11.1%
$10,013/mo
current
58% occ.
13.4%
$12,111/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.