Detached house, Val 2028, Algoz e Tunes, Silves
Detached house, Val 2028, Algoz e Tunes, Silves — image 2Detached house, Val 2028, Algoz e Tunes, Silves — image 3Detached house, Val 2028, Algoz e Tunes, Silves — image 4Detached house, Val 2028, Algoz e Tunes, Silves — image 5
Grade B+villamid-range

Detached house, Val 2028, Algoz e Tunes, Silves

Silves · Central Algarve ·

€629,000

Asking Price (EUR)

6.4%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

9.9%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €71,418/yr
Average Daily Rate: €366
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 10.9 years
5-yr Capital Value: €826,497
10-yr Capital Value: €1.0M
Brixfox Score: 72.4 / 100
Comparable Properties: 4
Data Confidence: 57%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€720,417

+14.5% over asking

Asking price€629,000
IMT — Property transfer tax (investment schedule)€38,150
IS — Stamp duty (0.8%)€5,032
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,435
Total acquisition costs€53,867
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€720,417

Gross yield (asking price)

11.3%

True gross yield (all-in)

9.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 187 m²
Land: 190 m²
Style: modern
Condition: excellent
Year Built: 2022
Energy Certificate: A+

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern facade with dark accentspergola over entranceprivate gated entrance

Score Breakdown

ROI
21.89
Visual Appeal
13.6
Ownership Security
13
Location
7.2
Land & Space
4.39
Rental Demand
5.34
Payback Speed
4
STR Suitability
3

Description

Discover your dream home in this almost-new 4-bedroom villa located in the charming União das freguesias de Algoz e Tunes, Silves. Priced at €629,000, this exquisite property boasts a generous 163m² of living space, perfect for families seeking comfort and luxury. Enjoy the serene surroundings with beautifully landscap

Location

📍 37.1492°N, 8.3052°W

· Silves, Algarve, Portugal

View on Century21 Realty Art →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house, Val 2028, Algoz e Tunes, Silves

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
187 m²
Land Plot
190 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$118K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.7%
$4,414/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.9 yr
Rental only

Property details

Year built: 2022
Energy: A+
Condition: excellent

Description

Discover your dream home in this almost-new 4-bedroom villa located in the charming União das freguesias de Algoz e Tunes, Silves. Priced at €629,000, this exquisite property boasts a generous 163m² of living space, perfect for families seeking comfort and luxury. Enjoy the serene surroundings with beautifully landscap

Income Breakdown

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Nightly Rate (ADR)
$534/night
50% ($246)Brixfox estimate($534/night)200% ($983)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$52,971
Airbnb data$534/night · 53% occupancy
Rental income
$534/night · 53% occ.
$104,167
Running costs (20%)
Utilities, cleaning, maintenance
-$20,833
Income tax (10%)
Indonesian rental income tax
-$29,167
Property tax
Annual property tax
-$1,196
Net income
7.7% ROI
$52,971

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$683,696
IMT (transfer tax, investment schedule)$41,467
Imposto de Selo (stamp duty)$5,470
Notary & registration$1,359
Legal / due diligence$10,255
Total acquisition costs$58,551
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$780,888

Gross yield (asking)

15.2%

True gross yield (all-in)

13.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$5.0M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $629K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$765K
+22%
Rental Income
+$259K
Total Position
$1.0M
+63%
10.2%/yr
Year 10
Capital Value
$931K
+48%
Rental Income
+$559K
Total Position
$1.5M
+137%
9.0%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.3M
Total Position
$2.7M
+327%
7.5%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$2.3M
Total Position
$4.4M
+593%
6.7%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.7% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$492 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
190 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $492 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
6.5%
$3,701/mo
43% occ.
8.5%
$4,839/mo
53% occ.
10.5%
$5,977/mo
current
63% occ.
12.5%
$7,115/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.