Detached house in Val 2027, 1, Algoz
Detached house in Val 2027, 1, Algoz — image 2Detached house in Val 2027, 1, Algoz — image 3Detached house in Val 2027, 1, Algoz — image 4Detached house in Val 2027, 1, Algoz — image 5
Grade B+villamid-range

Detached house in Val 2027, 1, Algoz

Silves · Central Algarve ·

€1M

Asking Price (EUR)

2.9%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.5%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,610/yr
Average Daily Rate: €218
Payback Period: 24.7 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 66.6 / 100
Comparable Properties: 6
Data Confidence: 54%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.1% over asking

Asking price€1M
IMT — Property transfer tax (investment schedule)€60,000
IS — Stamp duty (0.8%)€8,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€15,000
Total acquisition costs€84,250
Renovation (est. €55/m² × 261 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,355
(€7,830–€20,880)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

5.1%

True gross yield (all-in)

4.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 261 m²
Land: 122840 m²
Style: contemporary
Condition: good
Year Built: 2026
Energy Certificate: Exempt
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large windowsrural settingcircular stone structure

Score Breakdown

ROI
14.01
Visual Appeal
10
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
6.36
Payback Speed
1
STR Suitability
3

Description

3 bedroom villa, currently in the finishing phase, inserted in an environment of total privacy and tranquility, between Guia and Algoz, benefiting from a privileged location. The villa has 3 bedrooms en suite, closet, built-in wardrobes, 4 bathrooms, laundry and garage, and is located on a fenced mixed plot of about 8,

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Real One - Real Estate & Property Management →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Val 2027, 1, Algoz

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
261 m²
Land Plot
122840 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$188K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$3,010/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.1 yr
Rental only

Property details

Year built: 2026
Energy: Exempt
Condition: good

Description

3 bedroom villa, currently in the finishing phase, inserted in an environment of total privacy and tranquility, between Guia and Algoz, benefiting from a privileged location. The villa has 3 bedrooms en suite, closet, built-in wardrobes, 4 bathrooms, laundry and garage, and is located on a fenced mixed plot of about 8,

Income Breakdown

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Nightly Rate (ADR)
$315/night
50% ($145)Brixfox estimate($315/night)200% ($580)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$36,123
Airbnb data$315/night · 64% occupancy
Rental income
$315/night · 64% occ.
$73,125
Running costs (20%)
Utilities, cleaning, maintenance
-$14,625
Income tax (10%)
Indonesian rental income tax
-$20,475
Property tax
Annual property tax
-$1,902
Net income
3.3% ROI
$36,123

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,086,957
IMT (transfer tax, investment schedule)$65,217
Imposto de Selo (stamp duty)$8,696
Notary & registration$1,359
Legal / due diligence$16,304
Total acquisition costs$91,576
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$15,603
($8,511–$22,696)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,226,962

Gross yield (asking)

6.7%

True gross yield (all-in)

6.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$5.5M$4.2M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.0M
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$176K
Total Position
$1.4M
+39%
6.9%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$381K
Total Position
$1.9M
+86%
6.4%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$893K
Total Position
$3.1M
+208%
5.8%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$1.6M
Total Position
$4.8M
+382%
5.4%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$290 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
122840 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $290 — positioned in the top tier
Generous 122840 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
3.1%
$2,765/mo
54% occ.
3.8%
$3,436/mo
64% occ.
4.5%
$4,107/mo
current
74% occ.
5.3%
$4,778/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.