Detached house, Urbanização Montes Mourinhos, Nn, Armação de Pêra, Silves
Detached house, Urbanização Montes Mourinhos, Nn, Armação de Pêra, Silves — image 2Detached house, Urbanização Montes Mourinhos, Nn, Armação de Pêra, Silves — image 3Detached house, Urbanização Montes Mourinhos, Nn, Armação de Pêra, Silves — image 4Detached house, Urbanização Montes Mourinhos, Nn, Armação de Pêra, Silves — image 5
Grade Avillamid-range

Detached house, Urbanização Montes Mourinhos, Nn, Armação de Pêra, Silves

Silves · Central Algarve ·

€795,000

Asking Price (EUR)

11.4%

True Net Yield (Owner, all-in)

7.9%

True Net Yield (Managed, all-in)

17.5%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €159,160/yr
Average Daily Rate: €682
Payback Period: 6.2 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 83.9 / 100
Comparable Properties: 4
Data Confidence: 67%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€907,635

+14.2% over asking

Asking price€795,000
IMT — Property transfer tax (investment schedule)€47,700
IS — Stamp duty (0.8%)€6,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,925
Total acquisition costs€67,235
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€907,635

Gross yield (asking price)

20.0%

True gross yield (all-in)

17.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 291 m²
Land: 480 m²
Style: contemporary
Condition: excellent
Year Built: 1998
Energy Certificate: B-
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private swimming poolmultiple outdoor terraces/balconiesmodern interior decorwell-maintained garden and pool area

Score Breakdown

ROI
25
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
9.88
Rental Demand
6.4
Payback Speed
5
STR Suitability
3

Description

Have you always dreamed of owning a detached house in the center of the Algarve? This could be yours. This wonderfully renovated house combines proximity to the beach with tranquility. Ground floor: - Entrance hall - Living room with fireplace and air conditioning - Shared bathroom - 2 bedrooms (one en suite) with a

Location

📍 37.1177°N, 8.3709°W

· Silves, Algarve, Portugal

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Idealista.pt
Silves / Central Algarve

Detached house, Urbanização Montes Mourinhos, Nn, Armação de Pêra, Silves

Inventory
5 Beds
Bathrooms
5 Baths
Built Area
291 m²
Land Plot
480 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 13.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$149K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
13.7%
$9,842/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.3 yr
Rental only

Property details

Year built: 1998
Energy: B-
Condition: excellent

Description

Have you always dreamed of owning a detached house in the center of the Algarve? This could be yours. This wonderfully renovated house combines proximity to the beach with tranquility. Ground floor: - Entrance hall - Living room with fireplace and air conditioning - Shared bathroom - 2 bedrooms (one en suite) with a

Income Breakdown

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Nightly Rate (ADR)
$985/night
50% ($453)Brixfox estimate($985/night)200% ($1813)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$118,100
Airbnb data$985/night · 64% occupancy
Rental income
$985/night · 64% occ.
$230,024
Running costs (20%)
Utilities, cleaning, maintenance
-$46,005
Income tax (10%)
Indonesian rental income tax
-$64,407
Property tax
Annual property tax
-$1,512
Net income
13.7% ROI
$118,100

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$864,130
IMT (transfer tax, investment schedule)$51,848
Imposto de Selo (stamp duty)$6,913
Notary & registration$1,359
Legal / due diligence$12,962
Total acquisition costs$73,082
RenovationMove-in ready
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$984,386

Gross yield (asking)

26.6%

True gross yield (all-in)

23.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$8.9M$6.7M$4.5M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $795K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$967K
+22%
Rental Income
+$577K
Total Position
$1.5M
+94%
14.2%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$1.2M
Total Position
$2.4M
+205%
11.8%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$2.9M
Total Position
$4.7M
+486%
9.2%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$5.2M
Total Position
$7.7M
+875%
7.9%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
13.7% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$906 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Good
480 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 13.7% — outperforms most villas in this market
Premium nightly rate of $906 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
12.6%
$9,098/mo
54% occ.
15.5%
$11,195/mo
64% occ.
18.5%
$13,293/mo
current
74% occ.
21.4%
$15,391/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.