Detached house in Algoz e Tunes, Silves
Detached house in Algoz e Tunes, Silves — image 2Detached house in Algoz e Tunes, Silves — image 3Detached house in Algoz e Tunes, Silves — image 4Detached house in Algoz e Tunes, Silves — image 5
Grade B+villamid-range

Detached house in Algoz e Tunes, Silves

Silves · Central Algarve ·

€640,000

Asking Price (EUR)

6.1%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

9.4%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €68,907/yr
Average Daily Rate: 394
Payback Period: 11.3 years
5-yr Capital Value: €840,950
10-yr Capital Value: €1.0M
Brixfox Score: 71.4 / 100
Comparable Properties: 4
Data Confidence: 58%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€734,420

+14.8% over asking

Asking price€640,000
IMT — Property transfer tax (investment schedule)€38,400
IS — Stamp duty (0.8%)€5,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,600
Total acquisition costs€54,370
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€40,050
All-in investment (incl. renovation & furnishing)€734,420

Gross yield (asking price)

10.8%

True gross yield (all-in)

9.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 190
Land: 190
Style: contemporary
Condition: excellent
Year Built: 2023
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private plunge pooltiled outdoor patiohedged privacy wall

Score Breakdown

ROI
21.41
Visual Appeal
13.6
Ownership Security
13
Location
7.2
Land & Space
4.37
Rental Demand
4.79
Payback Speed
4
STR Suitability
3

Description

NEW ON THE MARKET Modern 4 Bedroom Villa in Algoz This elegant, recently built 4-bedroom villa has just come onto the market, combining contemporary design, premium finishes and absolute comfort for everyday living. Strategic location: 1 minute from the village of Algoz, 2–3 minutes from Guia, 10 km from Albufeira, 4

Location

📍 37.1460°N, 8.3065°W

· Silves, Algarve, Portugal

Idealista.pt
Silves / Central Algarve

Detached house in Algoz e Tunes, Silves

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
190 m²
Land Plot
190 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$120K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.5%
$4,335/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.4 yr
Rental only

Property details

Year built: 2023
Energy: A
Condition: excellent

Description

NEW ON THE MARKET Modern 4 Bedroom Villa in Algoz This elegant, recently built 4-bedroom villa has just come onto the market, combining contemporary design, premium finishes and absolute comfort for everyday living. Strategic location: 1 minute from the village of Algoz, 2–3 minutes from Guia, 10 km from Albufeira, 4

Income Breakdown

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Nightly Rate (ADR)
$586/night
50% ($270)Brixfox estimate($586/night)200% ($1078)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$52,018
Airbnb data$586/night · 48% occupancy
Rental income
$586/night · 48% occ.
$102,375
Running costs (20%)
Utilities, cleaning, maintenance
-$20,475
Income tax (10%)
Indonesian rental income tax
-$28,665
Property tax
Annual property tax
-$1,217
Net income
7.5% ROI
$52,018

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$695,652
IMT (transfer tax, investment schedule)$41,739
Imposto de Selo (stamp duty)$5,565
Notary & registration$1,359
Legal / due diligence$10,435
Total acquisition costs$59,098
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$41,359
All-in investment$796,109

Gross yield (asking)

14.7%

True gross yield (all-in)

12.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$5.0M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $640K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$779K
+22%
Rental Income
+$254K
Total Position
$1.0M
+61%
10.0%/yr
Year 10
Capital Value
$947K
+48%
Rental Income
+$549K
Total Position
$1.5M
+134%
8.9%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.3M
Total Position
$2.7M
+320%
7.4%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$2.3M
Total Position
$4.4M
+580%
6.6%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.5% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$539 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
190 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $539 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.3%
$3,641/mo
40% occ.
8.4%
$4,889/mo
48% occ.
10.1%
$5,871/mo
current
58% occ.
12.3%
$7,118/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.