Detached house in Rua de Benefátima de Cima Nn, São Marcos da Serra
Detached house in Rua de Benefátima de Cima Nn, São Marcos da Serra — image 2Detached house in Rua de Benefátima de Cima Nn, São Marcos da Serra — image 3Detached house in Rua de Benefátima de Cima Nn, São Marcos da Serra — image 4Detached house in Rua de Benefátima de Cima Nn, São Marcos da Serra — image 5
Grade B+villabudget

Detached house in Rua de Benefátima de Cima Nn, São Marcos da Serra

Silves · Central Algarve ·

€209,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €15,011/yr
Average Daily Rate: €96
Payback Period: 17.4 years
5-yr Capital Value: €274,623
10-yr Capital Value: €334,121
Brixfox Score: 68.1 / 100
Comparable Properties: 9
Data Confidence: 61%
Search Radius: 15 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€379,034

+81.4% over asking

Asking price€209,000
IMT — Property transfer tax (investment schedule)€5,627
IS — Stamp duty (0.8%)€1,672
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,135
Total acquisition costs€11,684
Renovation (est. €900/m² × 155 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€139,500
(€108,500–€170,500)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€379,034

Gross yield (asking price)

7.2%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 155 m²
Land: 25360 m²
Style: dated
Condition: needs-renovation
Year Built: 1950
Energy Certificate: Exempt
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rural settingtraditional Portuguese architecture (ruins)

Score Breakdown

ROI
16.62
Visual Appeal
10
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
4.27
Payback Speed
2
STR Suitability
3

Description

Rural property located on a mixed plot with 2.53 hectares of rustic land and 920 m² of urban area, set in a peaceful location with excellent access. The property includes: Single-storey house for renovation/remodeling Two agricultural outbuildings to support rural activities Dam for irrigation and a water spring V

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on CENTURY 21 P.M. Paiva & Associados →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Rua de Benefátima de Cima Nn, São Marcos da Serra

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
155 m²
Land Plot
25360 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$39K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.8%
$907/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.9 yr
Rental only

Property details

Year built: 1950
Energy: Exempt
Condition: needs-renovation

Description

Rural property located on a mixed plot with 2.53 hectares of rustic land and 920 m² of urban area, set in a peaceful location with excellent access. The property includes: Single-storey house for renovation/remodeling Two agricultural outbuildings to support rural activities Dam for irrigation and a water spring V

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$139/night
50% ($64)Brixfox estimate($139/night)200% ($256)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$10,881
Airbnb data$139/night · 43% occupancy
Rental income
$139/night · 43% occ.
$21,689
Running costs (20%)
Utilities, cleaning, maintenance
-$4,338
Income tax (10%)
Indonesian rental income tax
-$6,073
Property tax
Annual property tax
-$398
Net income
4.8% ROI
$10,881

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$227,174
IMT (transfer tax, investment schedule)$6,116
Imposto de Selo (stamp duty)$1,817
Notary & registration$1,359
Legal / due diligence$3,408
Total acquisition costs$12,700
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$151,630
($117,935–$185,326)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$409,820

Gross yield (asking)

9.5%

True gross yield (all-in)

5.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$1.3M$995K$664K$332K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $209K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$254K
+22%
Rental Income
+$53K
Total Position
$307K
+47%
8.0%/yr
Year 10
Capital Value
$309K
+48%
Rental Income
+$115K
Total Position
$424K
+103%
7.3%/yr
Year 20
Capital Value
$458K
+119%
Rental Income
+$269K
Total Position
$727K
+248%
6.4%/yr
Year 30
Capital Value
$678K
+224%
Rental Income
+$476K
Total Position
$1.2M
+452%
5.9%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Good
$128 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
25360 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 25360 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$856/mo
40% occ.
6.1%
$1,152/mo
43% occ.
6.5%
$1,232/mo
current
53% occ.
8.1%
$1,528/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.