Terraced house in Rua de Vila Fria, 59 a, Vila Fria, Silves
Terraced house in Rua de Vila Fria, 59 a, Vila Fria, Silves — image 2Terraced house in Rua de Vila Fria, 59 a, Vila Fria, Silves — image 3Terraced house in Rua de Vila Fria, 59 a, Vila Fria, Silves — image 4Terraced house in Rua de Vila Fria, 59 a, Vila Fria, Silves — image 5
Grade Bvillaluxury

Terraced house in Rua de Vila Fria, 59 a, Vila Fria, Silves

Silves · Central Algarve ·

€425,000

Asking Price (EUR)

1.9%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

2.9%

True Gross Yield

27%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €14,500/yr
Average Daily Rate: €147
Payback Period: 36.6 years
5-yr Capital Value: €558,444
10-yr Capital Value: €679,432
Brixfox Score: 62 / 100
Comparable Properties: 8
Data Confidence: 63%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€502,305

+18.2% over asking

Asking price€425,000
IMT — Property transfer tax (investment schedule)€21,830
IS — Stamp duty (0.8%)€3,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,375
Total acquisition costs€32,855
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€44,450
All-in investment (incl. renovation & furnishing)€502,305

Gross yield (asking price)

3.4%

True gross yield (all-in)

2.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 133 m²
Land: 438 m²
Style: modern
Condition: excellent
Year Built: 2025
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern architecturelarge communal infinity poolon-site gym

Score Breakdown

ROI
10.88
Visual Appeal
14.2
Ownership Security
13
Location
7.2
Land & Space
11.01
Rental Demand
2.7
Payback Speed
0
STR Suitability
3

Description

Living between the green fairways and the silence of the inland Algarve is not a luxury. It is a choice. This corner 2-bedroom villa, with 438 sqm of private garden, is located within the prestigious Pestana Silves Golf Resort, a perfect retreat for those who value tranquillity, privacy and quality of life. Key Featu

Location

📍 37.1658°N, 8.4204°W

· Silves, Algarve, Portugal

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Idealista.pt
Silves / Central Algarve

Terraced house in Rua de Vila Fria, 59 a, Vila Fria, Silves

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
133 m²
Land Plot
438 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$80K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.2%
$841/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
15 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
45.8 yr
Rental only

Property details

Year built: 2025
Energy: A
Condition: excellent

Description

Living between the green fairways and the silence of the inland Algarve is not a luxury. It is a choice. This corner 2-bedroom villa, with 438 sqm of private garden, is located within the prestigious Pestana Silves Golf Resort, a perfect retreat for those who value tranquillity, privacy and quality of life. Key Featu

Income Breakdown

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Nightly Rate (ADR)
$213/night
50% ($98)Brixfox estimate($213/night)200% ($392)
Occupancy
27%
10%Brixfox estimate(27%)100%

Short-Term Rental

Yearly income
$10,090
Airbnb data$213/night · 27% occupancy
Rental income
$213/night · 27% occ.
$20,959
Running costs (20%)
Utilities, cleaning, maintenance
-$4,192
Income tax (10%)
Indonesian rental income tax
-$5,868
Property tax
Annual property tax
-$808
Net income
2.2% ROI
$10,090

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$461,957
IMT (transfer tax, investment schedule)$23,728
Imposto de Selo (stamp duty)$3,696
Notary & registration$1,359
Legal / due diligence$6,929
Total acquisition costs$35,712
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$543,810

Gross yield (asking)

4.5%

True gross yield (all-in)

3.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$2.1M$1.6M$1.0M$523K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $425K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 30: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$517K
+22%
Rental Income
+$49K
Total Position
$566K
+33%
5.9%/yr
Year 10
Capital Value
$629K
+48%
Rental Income
+$106K
Total Position
$736K
+73%
5.6%/yr
Year 20
Capital Value
$931K
+119%
Rental Income
+$249K
Total Position
$1.2M
+178%
5.2%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$442K
Total Position
$1.8M
+328%
5.0%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.2% annual return
Occupancy
Weak
27% average occupancy
Nightly Rate
Good
$196 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Good
438 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.2% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$1,293/mo
40% occ.
4.5%
$1,746/mo
27% occ.
3.0%
$1,155/mo
current
37% occ.
4.2%
$1,609/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.