Semi-detached house, Algoz Park, Algoz e Tunes, Silves
Semi-detached house, Algoz Park, Algoz e Tunes, Silves — image 2Semi-detached house, Algoz Park, Algoz e Tunes, Silves — image 3Semi-detached house, Algoz Park, Algoz e Tunes, Silves — image 4Semi-detached house, Algoz Park, Algoz e Tunes, Silves — image 5
Grade B+villamid-range

Semi-detached house, Algoz Park, Algoz e Tunes, Silves

Silves · Central Algarve ·

€640,000

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.9%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,399/yr
Average Daily Rate: €238
Payback Period: 15.7 years
5-yr Capital Value: €840,950
10-yr Capital Value: €1.0M
Brixfox Score: 67.6 / 100
Comparable Properties: 5
Data Confidence: 45%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€729,070

+13.9% over asking

Asking price€640,000
IMT — Property transfer tax (investment schedule)€38,400
IS — Stamp duty (0.8%)€5,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,600
Total acquisition costs€54,370
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€729,070

Gross yield (asking price)

7.9%

True gross yield (all-in)

6.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 187 m²
Land: 190 m²
Style: modern
Condition: excellent
Year Built: 2022
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

open-plan livingprivate plunge poolmodern white aesthetic

Score Breakdown

ROI
17.56
Visual Appeal
13.6
Ownership Security
13
Location
7.2
Land & Space
4.39
Rental Demand
5.8
Payback Speed
3
STR Suitability
3

Description

This elegant, recently built 4 bedroom villa offers a perfect combination of contemporary design, high-quality finishes and everyday comfort. Designed carefully for modern living, the house is ideally located just one minute from the charming village of Algoz and only 2-3 minutes from the centre of Guia. Albufeira is a

Location

📍 37.1494°N, 8.3064°W

· Silves, Algarve, Portugal

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Idealista.pt
Silves / Central Algarve

Semi-detached house, Algoz Park, Algoz e Tunes, Silves

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
187 m²
Land Plot
190 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.3% net return annually.

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The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$120K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.3%
$3,084/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.8 yr
Rental only

Property details

Year built: 2022
Energy: A
Condition: excellent

Description

This elegant, recently built 4 bedroom villa offers a perfect combination of contemporary design, high-quality finishes and everyday comfort. Designed carefully for modern living, the house is ideally located just one minute from the charming village of Algoz and only 2-3 minutes from the centre of Guia. Albufeira is a

Income Breakdown

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Nightly Rate (ADR)
$347/night
50% ($160)Brixfox estimate($347/night)200% ($639)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Yearly income
$37,003
Airbnb data$347/night · 58% occupancy
Rental income
$347/night · 58% occ.
$73,500
Running costs (20%)
Utilities, cleaning, maintenance
-$14,700
Income tax (10%)
Indonesian rental income tax
-$20,580
Property tax
Annual property tax
-$1,217
Net income
5.3% ROI
$37,003

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$695,652
IMT (transfer tax, investment schedule)$41,739
Imposto de Selo (stamp duty)$5,565
Notary & registration$1,359
Legal / due diligence$10,435
Total acquisition costs$59,098
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$790,293

Gross yield (asking)

10.6%

True gross yield (all-in)

9.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$4.2M$3.2M$2.1M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $640K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$779K
+22%
Rental Income
+$181K
Total Position
$959K
+50%
8.4%/yr
Year 10
Capital Value
$947K
+48%
Rental Income
+$390K
Total Position
$1.3M
+109%
7.7%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$915K
Total Position
$2.3M
+262%
6.6%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$1.6M
Total Position
$3.7M
+477%
6.0%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$319 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
190 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $319 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
4.7%
$2,708/mo
48% occ.
5.9%
$3,447/mo
58% occ.
7.2%
$4,186/mo
current
68% occ.
8.5%
$4,925/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.