Detached house in Ferragudo, Lagoa (Algarve)
Detached house in Ferragudo, Lagoa (Algarve) — image 2Detached house in Ferragudo, Lagoa (Algarve) — image 3Detached house in Ferragudo, Lagoa (Algarve) — image 4Detached house in Ferragudo, Lagoa (Algarve) — image 5
Grade Bvillabudget

Detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€3.8M

Asking Price (EUR)

1.3%

True Net Yield (Owner, all-in)

0.9%

True Net Yield (Managed, all-in)

2.0%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €87,285/yr
Average Daily Rate: €361
-21.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 49.1 years
5-yr Capital Value: €5.0M
10-yr Capital Value: €6.1M
Brixfox Score: 57.1 / 100
Comparable Properties: 4
Data Confidence: 57%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€4.4M

+15.3% over asking

Asking price€3.8M
IMT — Property transfer tax (investment schedule)€285,000
IS — Stamp duty (0.8%)€30,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€57,000
Total acquisition costs€373,650
Renovation (est. €900/m² × 200 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€180,000
(€140,000–€220,000)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€4.4M

Gross yield (asking price)

2.3%

True gross yield (all-in)

2.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 2
Building: 200 m²
Land: 2240 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1951
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional farm buildingslarge plot of landsea views

Score Breakdown

ROI
9.92
Visual Appeal
3.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
7.18
Payback Speed
0
STR Suitability
3

Description

Land located in Ferragudo (Vale de Azinhaga), with sea views, close to Caneiros beach.   The size of the land is 4,37 ha and includes an urban area of 2.240m2 where it is possible to build a villa with 300m2 for housing plus swimming pool; or 500m2 for other services; or even 2.000m2 for rural tourism. If you're intere

Location

📍 37.1120°N, 8.5131°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Ferragudo, Lagoa (Algarve)

Inventory
5 Beds
Bathrooms
2 Baths
Built Area
200 m²
Land Plot
2240 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$1.0M in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.6%
$5,457/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
63.1 yr
Rental only

Property details

Year built: 1951
Energy: F
Condition: needs-renovation

Description

Land located in Ferragudo (Vale de Azinhaga), with sea views, close to Caneiros beach.   The size of the land is 4,37 ha and includes an urban area of 2.240m2 where it is possible to build a villa with 300m2 for housing plus swimming pool; or 500m2 for other services; or even 2.000m2 for rural tourism. If you're intere

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$534/night
50% ($246)Brixfox estimate($534/night)200% ($982)
Occupancy
72%
10%Brixfox estimate(72%)100%

Short-Term Rental

Yearly income
$65,487
Airbnb data$534/night · 72% occupancy
Rental income
$534/night · 72% occ.
$139,837
Running costs (20%)
Utilities, cleaning, maintenance
-$27,967
Income tax (10%)
Indonesian rental income tax
-$39,154
Property tax
Annual property tax
-$7,228
Net income
1.6% ROI
$65,487

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$4,130,435
IMT (transfer tax, investment schedule)$309,783
Imposto de Selo (stamp duty)$33,043
Notary & registration$1,359
Legal / due diligence$61,957
Total acquisition costs$406,141
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$195,652
($152,174–$239,130)
Furnishing & STR launch
5bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$29,239
All-in investment$4,761,467

Gross yield (asking)

3.4%

True gross yield (all-in)

2.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$17.5M$13.1M$8.7M$4.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $3.8M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.6M
+22%
Rental Income
+$320K
Total Position
$4.9M
+30%
5.4%/yr
Year 10
Capital Value
$5.6M
+48%
Rental Income
+$691K
Total Position
$6.3M
+66%
5.2%/yr
Year 20
Capital Value
$8.3M
+119%
Rental Income
+$1.6M
Total Position
$9.9M
+162%
4.9%/yr
Year 30
Capital Value
$12.3M
+224%
Rental Income
+$2.9M
Total Position
$15.2M
+300%
4.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.6% annual return
Occupancy
Good
72% average occupancy
Nightly Rate
Strong
$491 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
2240 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $491 — positioned in the top tier
Generous 2240 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

52% occ.
1.5%
$5,282/mo
62% occ.
1.9%
$6,418/mo
72% occ.
2.2%
$7,555/mo
current
82% occ.
2.5%
$8,691/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.