Semi-detached house in Rua da Hortinha sn, Ferragudo
Semi-detached house in Rua da Hortinha sn, Ferragudo — image 2Semi-detached house in Rua da Hortinha sn, Ferragudo — image 3Semi-detached house in Rua da Hortinha sn, Ferragudo — image 4Semi-detached house in Rua da Hortinha sn, Ferragudo — image 5
Grade Bvillamid-range

Semi-detached house in Rua da Hortinha sn, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€518,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.2%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €36,700/yr
Average Daily Rate: €211
Payback Period: 17.6 years
5-yr Capital Value: €680,644
10-yr Capital Value: €828,108
Brixfox Score: 61 / 100
Comparable Properties: 61
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€587,284

+13.4% over asking

Asking price€518,000
IMT — Property transfer tax (investment schedule)€29,270
IS — Stamp duty (0.8%)€4,144
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,770
Total acquisition costs€42,434
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€587,284

Gross yield (asking price)

7.1%

True gross yield (all-in)

6.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 133 m²
Land: 121 m²
Style: contemporary
Condition: excellent
Year Built: 2008
Energy Certificate: Not indicated
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

sliding glass balcony doorsmodern upholstered bed framegranite countertops in kitchendecorative pendant light in dining area

Score Breakdown

ROI
16.5
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
3.15
Rental Demand
4.76
Payback Speed
2
STR Suitability
3

Description

Live 500 meters from the beaches in Ferragudo! Imagine living just steps from the magnificent beaches of Ferragudo, in a charming T1+1 villa, comfortable and full of light. This fantastic semi-detached house is located in a gated community, with private pool and parking, bringing together all the conditions to be your

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Rua da Hortinha sn, Ferragudo

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
133 m²
Land Plot
121 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$143K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.7%
$2,216/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.2 yr
Rental only

Property details

Year built: 2008
Energy: Not indicated
Condition: excellent

Description

Live 500 meters from the beaches in Ferragudo! Imagine living just steps from the magnificent beaches of Ferragudo, in a charming T1+1 villa, comfortable and full of light. This fantastic semi-detached house is located in a gated community, with private pool and parking, bringing together all the conditions to be your

Income Breakdown

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Nightly Rate (ADR)
$306/night
50% ($141)Brixfox estimate($306/night)200% ($562)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$26,588
Airbnb data$306/night · 48% occupancy
Rental income
$306/night · 48% occ.
$53,026
Running costs (20%)
Utilities, cleaning, maintenance
-$10,605
Income tax (10%)
Indonesian rental income tax
-$14,847
Property tax
Annual property tax
-$985
Net income
4.7% ROI
$26,588

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$563,043
IMT (transfer tax, investment schedule)$31,815
Imposto de Selo (stamp duty)$4,504
Notary & registration$1,359
Legal / due diligence$8,446
Total acquisition costs$46,124
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$636,178

Gross yield (asking)

9.4%

True gross yield (all-in)

8.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.3M$2.5M$1.6M$818K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $518K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$630K
+22%
Rental Income
+$130K
Total Position
$760K
+47%
8.0%/yr
Year 10
Capital Value
$767K
+48%
Rental Income
+$280K
Total Position
$1.0M
+102%
7.3%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$657K
Total Position
$1.8M
+246%
6.4%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.2M
Total Position
$2.8M
+449%
5.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.7% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$281 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
121 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $281 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$1,869/mo
40% occ.
5.4%
$2,520/mo
48% occ.
6.4%
$3,011/mo
current
58% occ.
7.8%
$3,662/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.