Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade A+villamid-range

Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1M

Asking Price (EUR)

7.2%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

11.1%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €127,303/yr
Average Daily Rate: €523
Payback Period: 7.9 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 88.7 / 100
Comparable Properties: 5
Data Confidence: 68%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+14.3% over asking

Asking price€1M
IMT — Property transfer tax (investment schedule)€60,000
IS — Stamp duty (0.8%)€8,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€15,000
Total acquisition costs€84,250
Renovation (est. €55/m² × 331 m²)
Light touch-ups — paint, fixtures, deep clean.		€18,205
(€9,930–€26,480)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

12.7%

True gross yield (all-in)

11.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 331 m²
Land: 2320 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecture with yellow accentsoutdoor pool areaspacious outdoor patio

Score Breakdown

ROI
25
Visual Appeal
11.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
8.29
Payback Speed
5
STR Suitability
3

Description

Situated in a sought after area, close to the charming village of Porches, this 4-bedroom home was built for two families with 2 units with 2-bedrooms each, and would make a superb rental property. Electric gates open onto a wrap-around driveway with plenty of parking.   A pretty covered terrace leads to two front doo

Location

📍 37.1117°N, 8.4104°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on SeaToSky Homes, Algarve →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
331 m²
Land Plot
2320 m²
Tenure
Freehold
Yield Curve Status

Grade A+ investment — short-term rental yields 10.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score89
GradeA+
Brixfox Intelligence
89A+Excellent
Score Breakdown
ROI & Yield98%
Capital Growth93%
Risk Profile90%
Market Demand89%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$276K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.8%
$9,757/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.3 yr
Rental only

Property details

Energy: D
Condition: good

Description

Situated in a sought after area, close to the charming village of Porches, this 4-bedroom home was built for two families with 2 units with 2-bedrooms each, and would make a superb rental property. Electric gates open onto a wrap-around driveway with plenty of parking.   A pretty covered terrace leads to two front doo

Income Breakdown

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Nightly Rate (ADR)
$756/night
50% ($348)Brixfox estimate($756/night)200% ($1391)
Occupancy
83%
10%Brixfox estimate(83%)100%

Short-Term Rental

Yearly income
$117,082
Airbnb data$756/night · 83% occupancy
Rental income
$756/night · 83% occ.
$228,815
Running costs (20%)
Utilities, cleaning, maintenance
-$45,763
Income tax (10%)
Indonesian rental income tax
-$64,068
Property tax
Annual property tax
-$1,902
Net income
10.8% ROI
$117,082

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,086,957
IMT (transfer tax, investment schedule)$65,217
Imposto de Selo (stamp duty)$8,696
Notary & registration$1,359
Legal / due diligence$16,304
Total acquisition costs$91,576
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$19,788
($10,793–$28,783)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,239,679

Gross yield (asking)

21.1%

True gross yield (all-in)

18.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$9.6M$7.2M$4.8M$2.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.0M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$572K
Total Position
$1.8M
+79%
12.3%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$1.2M
Total Position
$2.7M
+172%
10.5%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$2.9M
Total Position
$5.1M
+409%
8.5%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$5.1M
Total Position
$8.4M
+737%
7.3%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.8% annual return
Occupancy
Strong
83% average occupancy
Nightly Rate
Strong
$695 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2320 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.8% — outperforms most villas in this market
Strong occupancy at 83% — consistent booking demand
Premium nightly rate of $695 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

63% occ.
11.0%
$9,970/mo
73% occ.
12.8%
$11,580/mo
83% occ.
14.6%
$13,189/mo
current
93% occ.
16.3%
$14,798/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.