Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.3M

Asking Price (EUR)

1.7%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.6%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,012/yr
Average Daily Rate: €453
Payback Period: 42.4 years
5-yr Capital Value: €3.0M
10-yr Capital Value: €3.7M
Brixfox Score: 67.2 / 100
Comparable Properties: 5
Data Confidence: 63%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.6M

+12.2% over asking

Asking price€2.3M
IMT — Property transfer tax (investment schedule)€171,750
IS — Stamp duty (0.8%)€18,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€34,350
Total acquisition costs€225,670
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€2.6M

Gross yield (asking price)

2.9%

True gross yield (all-in)

2.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 575 m²
Land: 22000 m²
Style: contemporary
Condition: excellent
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolexpansive outdoor living spacemodern grey exterior with traditional roof tilesstone detailing on facade

Score Breakdown

ROI
10.37
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.05
Payback Speed
0
STR Suitability
3

Description

This truly unique modern villa has recently been completed to an extremely high standard with luxury finishes and boasts an A+ energy rating. Offering the perfect balance of functionality, comfort, and style, this beautifully designed home has been thoughtfully planned to maximize energy efficiency and year-round comfo

Location

📍 37.1116°N, 8.4103°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on SeaToSky Homes, Algarve →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Quinta in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
575 m²
Land Plot
22000 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 1.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$633K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.9%
$3,861/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
53.7 yr
Rental only

Property details

Energy: A+
Condition: excellent

Description

This truly unique modern villa has recently been completed to an extremely high standard with luxury finishes and boasts an A+ energy rating. Offering the perfect balance of functionality, comfort, and style, this beautifully designed home has been thoughtfully planned to maximize energy efficiency and year-round comfo

Income Breakdown

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Nightly Rate (ADR)
$659/night
50% ($303)Brixfox estimate($659/night)200% ($1212)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$46,328
Airbnb data$659/night · 41% occupancy
Rental income
$659/night · 41% occ.
$97,468
Running costs (20%)
Utilities, cleaning, maintenance
-$19,494
Income tax (10%)
Indonesian rental income tax
-$27,291
Property tax
Annual property tax
-$4,356
Net income
1.9% ROI
$46,328

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,489,130
IMT (transfer tax, investment schedule)$186,685
Imposto de Selo (stamp duty)$19,913
Notary & registration$1,359
Legal / due diligence$37,337
Total acquisition costs$245,293
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$2,790,185

Gross yield (asking)

3.9%

True gross yield (all-in)

3.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$10.9M$8.2M$5.4M$2.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $2.3M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.8M
+22%
Rental Income
+$226K
Total Position
$3.0M
+32%
5.6%/yr
Year 10
Capital Value
$3.4M
+48%
Rental Income
+$489K
Total Position
$3.9M
+69%
5.4%/yr
Year 20
Capital Value
$5.0M
+119%
Rental Income
+$1.1M
Total Position
$6.2M
+169%
5.1%/yr
Year 30
Capital Value
$7.4M
+224%
Rental Income
+$2.0M
Total Position
$9.5M
+313%
4.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.9% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$606 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
22000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $606 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 22000 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.9%
$3,844/mo
40% occ.
2.5%
$5,246/mo
current
41% occ.
2.6%
$5,323/mo
current
51% occ.
3.2%
$6,725/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.