Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade Bvillaluxury

Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€3.8M

Asking Price (EUR)

0.8%

True Net Yield (Owner, all-in)

0.5%

True Net Yield (Managed, all-in)

1.6%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,846/yr
Average Daily Rate: 556
+29.0% vs area baselineImage quality 9/10 (+6%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 245.9 years
5-yr Capital Value: €4.3M
10-yr Capital Value: €5.0M
Brixfox Score: 60.2 / 100
Comparable Properties: 7
Data Confidence: 72%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€4.2M

+11.5% over asking

Asking price€3.8M
IMT — Property transfer tax (investment schedule)€281,250
IS — Stamp duty (0.8%)€30,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€56,250
Total acquisition costs€368,750
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€62,150
All-in investment (incl. renovation & furnishing)€4.2M

Gross yield (asking price)

1.8%

True gross yield (all-in)

1.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 461
Land: 2307
Style: portuguese-traditional
Condition: excellent
Year Built: 1998
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean-viewprivate-poolpalm-treessun-loungers

Score Breakdown

ROI
1.64
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
3.35
Payback Speed
0
STR Suitability
4

Description

Luxury Villa with Indoor Pool – Carvoeiro Exclusive residential jewel above the Atlantic: designer villa with breathtaking sea views in Carvoeiro Welcome to a world where modern luxury meets the endless vastness of the ocean. This newly built 4-bedroom villa, set in a prime clifftop location in Carvoeiro, is far more

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Idealista.pt
Source verified

Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-9263
Ownership
Freehold
Bedrooms
4
Bathrooms
5
Built area
461 m²
Land
2307 m²
True net yield
0.4%
$3,951/mo net after costs & tax
Brixfox Score 60 · B

Property details

Year built: 1998
Energy: B-
Condition: excellent

Description

Luxury Villa with Indoor Pool – Carvoeiro Exclusive residential jewel above the Atlantic: designer villa with breathtaking sea views in Carvoeiro Welcome to a world where modern luxury meets the endless vastness of the ocean. This newly built 4-bedroom villa, set in a prime clifftop location in Carvoeiro, is far more

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$799/night
50% ($367)Brixfox estimate($799/night)200% ($1470)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Yearly income
$46,953
Airbnb data$799/night · 33% occupancy
Rental income
$799/night · 33% occ.
$90,293
Running costs (20%)
Utilities, cleaning, maintenance
-$18,059
Income tax (10%)
Indonesian rental income tax
-$25,282
Property tax
Annual property tax
-$0
Net income
1.2% ROI
$46,953

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

0.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
1.1%
0.9%
Fully-managed
0.6%
0.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

2.0%

Annual Revenue

$90,293

Income Tax / yr

$7,901

Payback

True All-In Cost
Asking price$4,076,087
IMT — transfer tax (non-resident 7.5%)$305,707
Stamp duty (0.8%)$32,609
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$4,457,120

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$16.4M$12.3M$8.2M$4.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $3.8M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.6M
+22%
Rental Income
+$229K
Total Position
$4.8M
+28%
5.0%/yr
Year 10
Capital Value
$5.6M
+48%
Rental Income
+$495K
Total Position
$6.0M
+61%
4.9%/yr
Year 20
Capital Value
$8.2M
+119%
Rental Income
+$1.2M
Total Position
$9.4M
+150%
4.7%/yr
Year 30
Capital Value
$12.2M
+224%
Rental Income
+$2.1M
Total Position
$14.2M
+279%
4.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.2% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Strong
$735 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
2307 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $735 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 2307 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.2% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.5%
$5,102/mo
40% occ.
2.0%
$6,802/mo
33% occ.
1.7%
$5,689/mo
current
43% occ.
2.2%
$7,389/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$4,076,087
0.4%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.