House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.4M

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.7%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €92,246/yr
Average Daily Rate: €381
Payback Period: 18.0 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 73.8 / 100
Comparable Properties: 5
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+15.5% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€104,625
IS — Stamp duty (0.8%)€11,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,925
Total acquisition costs€137,960
Renovation (est. €55/m² × 283 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,565
(€8,490–€22,640)
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

6.6%

True gross yield (all-in)

5.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 283 m²
Land: 7004 m²
Style: portuguese-traditional
Condition: good
Year Built: 1995
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved architecturemultiple terraceslarge private plottraditional Portuguese cobblestone driveway

Score Breakdown

ROI
16.33
Visual Appeal
10
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
6.89
Payback Speed
2
STR Suitability
3

Description

Discover this magnificent Algarvian style villa, perfectly maintained, located in the heart of an exceptional environment. Nestled at the end of a cul-de-sac, without any traffic, this property offers absolute calm and rare privacy, while being only 5 minutes from the famous Marinha beach (1,500 m as the crow flies).

Location

📍 37.1071°N, 8.4188°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

House in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
283 m²
Land Plot
7004 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$385K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.6%
$5,850/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.6 yr
Rental only

Property details

Year built: 1995
Energy: Not indicated
Condition: good

Description

Discover this magnificent Algarvian style villa, perfectly maintained, located in the heart of an exceptional environment. Nestled at the end of a cul-de-sac, without any traffic, this property offers absolute calm and rare privacy, while being only 5 minutes from the famous Marinha beach (1,500 m as the crow flies).

Income Breakdown

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Nightly Rate (ADR)
$557/night
50% ($256)Brixfox estimate($557/night)200% ($1026)
Occupancy
69%
10%Brixfox estimate(69%)100%

Short-Term Rental

Yearly income
$70,200
Airbnb data$557/night · 69% occupancy
Rental income
$557/night · 69% occ.
$140,103
Running costs (20%)
Utilities, cleaning, maintenance
-$28,021
Income tax (10%)
Indonesian rental income tax
-$39,229
Property tax
Annual property tax
-$2,654
Net income
4.6% ROI
$70,200

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,516,304
IMT (transfer tax, investment schedule)$113,723
Imposto de Selo (stamp duty)$12,130
Notary & registration$1,359
Legal / due diligence$22,745
Total acquisition costs$149,957
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,918
($9,228–$24,609)
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,748,560

Gross yield (asking)

9.2%

True gross yield (all-in)

8.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$8.7M$6.6M$4.4M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$343K
Total Position
$2.0M
+46%
7.9%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$740K
Total Position
$2.8M
+101%
7.2%/yr
Year 20
Capital Value
$3.1M
+119%
Rental Income
+$1.7M
Total Position
$4.8M
+244%
6.4%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$3.1M
Total Position
$7.6M
+445%
5.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Good
69% average occupancy
Nightly Rate
Strong
$513 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
7004 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $513 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 7004 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

49% occ.
4.4%
$5,578/mo
59% occ.
5.4%
$6,765/mo
69% occ.
6.3%
$7,952/mo
current
79% occ.
7.2%
$9,138/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.