Detached house in Ferragudo
Detached house in Ferragudo — image 2Detached house in Ferragudo — image 3Detached house in Ferragudo — image 4Detached house in Ferragudo — image 5
Grade Avillaluxury

Detached house in Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

4.7%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.3%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €123,688/yr
Average Daily Rate: €628
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 15.1 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 76.4 / 100
Comparable Properties: 6
Data Confidence: 64%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+13.9% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€111,750
IS — Stamp duty (0.8%)€11,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,350
Total acquisition costs€147,270
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€59,650
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 299 m²
Land: 26670 m²
Style: contemporary
Condition: excellent
Year Built: 2021
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large panoramic windowsopen-plan living with mezzaninemodern fireplacegravel driveway

Score Breakdown

ROI
17.99
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.39
Payback Speed
3
STR Suitability
3

Description

Private Estate with Sea Views in Ferragudo - A Rare Opportunity A secluded Algarveestate combining scale, privacy and natural surroundings, Located just minutes from Ferragudo and its beaches, this exceptional property offers one of the most sought-after features in today’s market: complete privacy within a vast natura

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Ferragudo

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
299 m²
Land Plot
26670 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$412K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$7,508/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.0 yr
Rental only

Property details

Year built: 2021
Energy: A
Condition: excellent

Description

Private Estate with Sea Views in Ferragudo - A Rare Opportunity A secluded Algarveestate combining scale, privacy and natural surroundings, Located just minutes from Ferragudo and its beaches, this exceptional property offers one of the most sought-after features in today’s market: complete privacy within a vast natura

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$908/night
50% ($417)Brixfox estimate($908/night)200% ($1670)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$90,090
Airbnb data$908/night · 54% occupancy
Rental income
$908/night · 54% occ.
$178,701
Running costs (20%)
Utilities, cleaning, maintenance
-$35,740
Income tax (10%)
Indonesian rental income tax
-$50,036
Property tax
Annual property tax
-$2,834
Net income
5.6% ROI
$90,090

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,619,565
IMT (transfer tax, investment schedule)$121,467
Imposto de Selo (stamp duty)$12,957
Notary & registration$1,359
Legal / due diligence$24,293
Total acquisition costs$160,076
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$62,663
All-in investment$1,842,304

Gross yield (asking)

11.0%

True gross yield (all-in)

9.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$10.1M$7.6M$5.0M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$440K
Total Position
$2.3M
+51%
8.6%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$950K
Total Position
$3.2M
+112%
7.8%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$2.2M
Total Position
$5.5M
+269%
6.7%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$3.9M
Total Position
$8.8M
+489%
6.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$835 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
26670 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $835 — positioned in the top tier
Generous 26670 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
4.7%
$6,324/mo
44% occ.
6.1%
$8,256/mo
54% occ.
7.5%
$10,189/mo
current
64% occ.
9.0%
$12,121/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.