Detached house in
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Grade Avillamid-range

Detached house in

Lagoa/Carvoeiro · Central Algarve ·

€720,000

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.5%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €69,811/yr
Average Daily Rate: €353
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 13.4 years
5-yr Capital Value: €985,489
10-yr Capital Value: €1.2M
Brixfox Score: 76.4 / 100
Comparable Properties: 3
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€824,485

+14.5% over asking

Asking price€720,000
IMT — Property transfer tax (investment schedule)€43,200
IS — Stamp duty (0.8%)€5,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,800
Total acquisition costs€61,010
Renovation (est. €55/m² × 205 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,275
(€6,150–€16,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€824,485

Gross yield (asking price)

9.7%

True gross yield (all-in)

8.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 205 m²
Land: 1425 m²
Style: portuguese-traditional
Condition: good
Year Built: 1987
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone fireplacewooden ceiling beams (implied by style)traditional Portuguese exterior gate

Score Breakdown

ROI
19.24
Visual Appeal
10.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
5.42
Payback Speed
3
STR Suitability
3

Description

Single-storey 3-bedroom villa with pool — Lagoa Main Features Detached single-storey villa with excellent sun exposure; Private swimming pool; 1,425 m² plot with various fruit trees; Barbecue area perfect for outdoor dining; Artificial pond creating a peaceful atmosphere; Fully equipped kitchen, laundry room and stora

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on RE/MAX Praia →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
205 m²
Land Plot
1425 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 6.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$199K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.5%
$4,257/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.3 yr
Rental only

Property details

Year built: 1987
Energy: C
Condition: good

Description

Single-storey 3-bedroom villa with pool — Lagoa Main Features Detached single-storey villa with excellent sun exposure; Private swimming pool; 1,425 m² plot with various fruit trees; Barbecue area perfect for outdoor dining; Artificial pond creating a peaceful atmosphere; Fully equipped kitchen, laundry room and stora

Income Breakdown

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Nightly Rate (ADR)
$510/night
50% ($234)Brixfox estimate($510/night)200% ($938)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$51,081
Airbnb data$510/night · 54% occupancy
Rental income
$510/night · 54% occ.
$100,867
Running costs (20%)
Utilities, cleaning, maintenance
-$20,173
Income tax (10%)
Indonesian rental income tax
-$28,243
Property tax
Annual property tax
-$1,370
Net income
6.5% ROI
$51,081

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$782,609
IMT (transfer tax, investment schedule)$46,957
Imposto de Selo (stamp duty)$6,261
Notary & registration$1,359
Legal / due diligence$11,739
Total acquisition costs$66,315
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$12,255
($6,685–$17,826)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$894,005

Gross yield (asking)

12.9%

True gross yield (all-in)

11.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$5.3M$3.9M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $720K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$876K
+22%
Rental Income
+$250K
Total Position
$1.1M
+56%
9.3%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$539K
Total Position
$1.6M
+123%
8.3%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.3M
Total Position
$2.8M
+294%
7.1%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$2.2M
Total Position
$4.6M
+535%
6.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.5% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$469 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
1425 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $469 — positioned in the top tier
Generous 1425 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
5.5%
$3,600/mo
44% occ.
7.2%
$4,685/mo
54% occ.
8.8%
$5,770/mo
current
64% occ.
10.5%
$6,855/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.