House in Ferragudo, Lagoa (Algarve)
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Grade B+villaluxury

House in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€995,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €72,137/yr
Average Daily Rate: €374
Payback Period: 17.1 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 68.1 / 100
Comparable Properties: 7
Data Confidence: 63%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+14.7% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 250 m²
Land: 452 m²
Style: modern
Condition: new-build
Energy Certificate: Not indicated
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private swimming poollarge outdoor living spaceopen-plan living/kitchen/diningmodern kitchen island with seatingfireplace feature wall

Score Breakdown

ROI
16.76
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
9.64
Rental Demand
5.28
Payback Speed
2
STR Suitability
3

Description

Located within the Arade Premium Village development, this 4+1 bedroom semi-detached villa combines comfort, functionality, and a modern lifestyle. With 250 m² of gross area and a generous 451.8 m² plot, it is distributed over two well-organized floors. The ground floor features an open-plan layout that integrates the

Location

📍 37.1307°N, 8.5145°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

House in Ferragudo, Lagoa (Algarve)

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
250 m²
Land Plot
452 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$275K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$4,388/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.5 yr
Rental only

Property details

Energy: Not indicated
Condition: new-build

Description

Located within the Arade Premium Village development, this 4+1 bedroom semi-detached villa combines comfort, functionality, and a modern lifestyle. With 250 m² of gross area and a generous 451.8 m² plot, it is distributed over two well-organized floors. The ground floor features an open-plan layout that integrates the

Income Breakdown

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Nightly Rate (ADR)
$544/night
50% ($250)Brixfox estimate($544/night)200% ($1001)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$52,651
Airbnb data$544/night · 53% occupancy
Rental income
$544/night · 53% occ.
$104,892
Running costs (20%)
Utilities, cleaning, maintenance
-$20,978
Income tax (10%)
Indonesian rental income tax
-$29,370
Property tax
Annual property tax
-$1,893
Net income
4.9% ROI
$52,651

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,238,027

Gross yield (asking)

9.7%

True gross yield (all-in)

8.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.4M$4.8M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$257K
Total Position
$1.5M
+48%
8.1%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$555K
Total Position
$2.0M
+104%
7.4%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.3M
Total Position
$3.5M
+250%
6.5%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.3M
Total Position
$5.5M
+456%
5.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$501 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Good
452 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $501 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
4.0%
$3,643/mo
43% occ.
5.3%
$4,802/mo
53% occ.
6.6%
$5,961/mo
current
63% occ.
7.9%
$7,120/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.