Semi-detached house in Ferragudo, Lagoa (Algarve)
Semi-detached house in Ferragudo, Lagoa (Algarve) — image 2Semi-detached house in Ferragudo, Lagoa (Algarve) — image 3Semi-detached house in Ferragudo, Lagoa (Algarve) — image 4Semi-detached house in Ferragudo, Lagoa (Algarve) — image 5
Grade B+villamid-range

Semi-detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€345,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.1%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,331/yr
Average Daily Rate: €189
Payback Period: 13.1 years
5-yr Capital Value: €453,325
10-yr Capital Value: €551,539
Brixfox Score: 66.3 / 100
Comparable Properties: 59
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€401,525

+16.4% over asking

Asking price€345,000
IMT — Property transfer tax (investment schedule)€15,430
IS — Stamp duty (0.8%)€2,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,175
Total acquisition costs€24,615
Renovation (est. €55/m² × 92 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,060
(€2,760–€7,360)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€401,525

Gross yield (asking price)

9.4%

True gross yield (all-in)

8.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 92 m²
Land: 153 m²
Style: portuguese-traditional
Condition: good
Year Built: 1967
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone streetstraditional white and blue/pink painted housesflowering bougainvillea

Score Breakdown

ROI
19.56
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.67
Rental Demand
4.68
Payback Speed
3
STR Suitability
3

Description

House with 2 bedrooms for sale in the typical Algarve village of Ferragudo. This house is located right in the center of Ferragudo. Ferragudo is a fishing village much sought after for its natural beauty and typical Algarve architecture. It is a village that is embraced by the Sea and the Arade River, where the two mer

Location

📍 37.1264°N, 8.5168°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Imoamazonas →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Ferragudo, Lagoa (Algarve)

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
92 m²
Land Plot
153 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$95K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.4%
$2,013/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.5 yr
Rental only

Property details

Year built: 1967
Energy: E
Condition: good

Description

House with 2 bedrooms for sale in the typical Algarve village of Ferragudo. This house is located right in the center of Ferragudo. Ferragudo is a fishing village much sought after for its natural beauty and typical Algarve architecture. It is a village that is embraced by the Sea and the Arade River, where the two mer

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$280/night
50% ($129)Brixfox estimate($280/night)200% ($514)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$24,161
Airbnb data$280/night · 47% occupancy
Rental income
$280/night · 47% occ.
$47,725
Running costs (20%)
Utilities, cleaning, maintenance
-$9,545
Income tax (10%)
Indonesian rental income tax
-$13,363
Property tax
Annual property tax
-$656
Net income
6.4% ROI
$24,161

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$375,000
IMT (transfer tax, investment schedule)$16,772
Imposto de Selo (stamp duty)$3,000
Notary & registration$1,359
Legal / due diligence$5,625
Total acquisition costs$26,755
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,500
($3,000–$8,000)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$434,266

Gross yield (asking)

12.7%

True gross yield (all-in)

11.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.5M$1.9M$1.3M$626K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $345K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$420K
+22%
Rental Income
+$118K
Total Position
$538K
+56%
9.3%/yr
Year 10
Capital Value
$511K
+48%
Rental Income
+$255K
Total Position
$766K
+122%
8.3%/yr
Year 20
Capital Value
$756K
+119%
Rental Income
+$597K
Total Position
$1.4M
+292%
7.1%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.1M
Total Position
$2.2M
+531%
6.3%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$257 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
153 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $257 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.5%
$1,731/mo
40% occ.
7.4%
$2,326/mo
47% occ.
8.7%
$2,729/mo
current
57% occ.
10.6%
$3,324/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.