Detached house, Urbanização Vale de Lapa, 19, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house, Urbanização Vale de Lapa, 19, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house, Urbanização Vale de Lapa, 19, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house, Urbanização Vale de Lapa, 19, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house, Urbanização Vale de Lapa, 19, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

Detached house, Urbanização Vale de Lapa, 19, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€4.7M

Asking Price (EUR)

1.0%

True Net Yield (Owner, all-in)

0.7%

True Net Yield (Managed, all-in)

1.5%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €77,311/yr
Average Daily Rate: €555
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 75.0 years
5-yr Capital Value: €6.2M
10-yr Capital Value: €7.5M
Brixfox Score: 67.9 / 100
Comparable Properties: 8
Data Confidence: 67%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€5.2M

+11.1% over asking

Asking price€4.7M
IMT — Property transfer tax (investment schedule)€352,500
IS — Stamp duty (0.8%)€37,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€70,500
Total acquisition costs€461,850
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€5.2M

Gross yield (asking price)

1.6%

True gross yield (all-in)

1.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 340 m²
Land: 5000 m²
Style: contemporary
Condition: excellent
Year Built: 2021
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

expansive glass wallsinfinity-edge pooloceanfront locationlarge outdoor entertaining areas

Score Breakdown

ROI
8.94
Visual Appeal
16.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
3.82
Payback Speed
0
STR Suitability
3

Description

Discover an extraordinary frontline sanctuary in Vale de Lapa, Carvoeiro — where architecture, privacy, and nature come together in perfect harmony along the dramatic Algarve cliffs. Set on an expansive 5,000 sqm cliff-top plot with a private gate opening directly onto the cliffs, this exceptional 390 sqm villa offers

Location

📍 37.1014°N, 8.4906°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Spy Manor Real Estate →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house, Urbanização Vale de Lapa, 19, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
340 m²
Land Plot
5000 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 1.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$1.3M in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.0%
$4,161/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Year built: 2021
Energy: A
Condition: excellent

Description

Discover an extraordinary frontline sanctuary in Vale de Lapa, Carvoeiro — where architecture, privacy, and nature come together in perfect harmony along the dramatic Algarve cliffs. Set on an expansive 5,000 sqm cliff-top plot with a private gate opening directly onto the cliffs, this exceptional 390 sqm villa offers

Income Breakdown

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Nightly Rate (ADR)
$812/night
50% ($374)Brixfox estimate($812/night)200% ($1494)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$49,936
Airbnb data$812/night · 38% occupancy
Rental income
$812/night · 38% occ.
$113,223
Running costs (20%)
Utilities, cleaning, maintenance
-$22,645
Income tax (10%)
Indonesian rental income tax
-$31,702
Property tax
Annual property tax
-$8,940
Net income
1.0% ROI
$49,936

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$5,108,696
IMT (transfer tax, investment schedule)$383,152
Imposto de Selo (stamp duty)$40,870
Notary & registration$1,359
Legal / due diligence$76,630
Total acquisition costs$502,011
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$5,676,087

Gross yield (asking)

2.2%

True gross yield (all-in)

2.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$20.0M$15.0M$10.0M$5.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $4.7M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 16: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$5.7M
+22%
Rental Income
+$244K
Total Position
$6.0M
+27%
4.9%/yr
Year 10
Capital Value
$7.0M
+48%
Rental Income
+$527K
Total Position
$7.5M
+59%
4.8%/yr
Year 20
Capital Value
$10.3M
+119%
Rental Income
+$1.2M
Total Position
$11.5M
+145%
4.6%/yr
Year 30
Capital Value
$15.2M
+224%
Rental Income
+$2.2M
Total Position
$17.4M
+271%
4.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.0% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$747 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
5000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $747 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 5000 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.0%
$4,443/mo
40% occ.
1.4%
$6,172/mo
38% occ.
1.4%
$5,859/mo
current
48% occ.
1.8%
$7,588/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.