T0 (studio) in Gramacho - Vale da Pinta, Estômbar e Parchal
T0 (studio) in Gramacho - Vale da Pinta, Estômbar e Parchal — image 2T0 (studio) in Gramacho - Vale da Pinta, Estômbar e Parchal — image 3T0 (studio) in Gramacho - Vale da Pinta, Estômbar e Parchal — image 4T0 (studio) in Gramacho - Vale da Pinta, Estômbar e Parchal — image 5
Grade B+apartmentmid-range

T0 (studio) in Gramacho - Vale da Pinta, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€144,000

Asking Price (EUR)

14.7%

True Net Yield (Owner, all-in)

10.2%

True Net Yield (Managed, all-in)

22.6%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €39,148/yr
Average Daily Rate: 252
Payback Period: 4.5 years
5-yr Capital Value: €189,214
10-yr Capital Value: €230,208
Brixfox Score: 71.8 / 100
Comparable Properties: 42
Data Confidence: 74%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€173,605

+20.6% over asking

Asking price€144,000
IMT — Property transfer tax (investment schedule)€1,998
IS — Stamp duty (0.8%)€1,152
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,160
Total acquisition costs€6,560
Renovation (est. €55/m² × 19)
Light touch-ups — paint, fixtures, deep clean.
€1,045
(€570€1,520)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€22,000
All-in investment (incl. renovation & furnishing)€173,605

Gross yield (asking price)

27.2%

True gross yield (all-in)

22.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 19
Style: contemporary
Condition: good
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private ground-floor patiosfirst-floor balconiescommunal pool with sun deck

Score Breakdown

ROI
25
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
2.38
Rental Demand
4.26
Payback Speed
5
STR Suitability
3

Description

Room with private bathroom and terrace with access to the resort's swimming pool, located next to the Gramacho Golf Course. This property is suitable for those looking for a "holiday home" in the Algarve with a smaller investment and monetize when not in use. The property is equipped with air conditioning and enjoys ex

Location

📍 37.1272°N, 8.4885°W

· Lagoa/Carvoeiro, Algarve, Portugal

Idealista.pt
Lagoa/Carvoeiro / Central Algarve

T0 (studio) in Gramacho - Vale da Pinta, Estômbar e Parchal

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
19 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 18.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+24.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$40K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
18.9%
$2,463/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.3 yr
Rental only

Property details

Energy: Not indicated
Condition: good

Description

Room with private bathroom and terrace with access to the resort's swimming pool, located next to the Gramacho Golf Course. This property is suitable for those looking for a "holiday home" in the Algarve with a smaller investment and monetize when not in use. The property is equipped with air conditioning and enjoys ex

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$369/night
50% ($170)Brixfox estimate($369/night)200% ($679)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$29,551
Airbnb data$369/night · 43% occupancy
Rental income
$369/night · 43% occ.
$57,357
Running costs (20%)
Utilities, cleaning, maintenance
-$11,471
Income tax (10%)
Indonesian rental income tax
-$16,060
Property tax
Annual property tax
-$274
Net income
18.9% ROI
$29,551

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$156,522
IMT (transfer tax, investment schedule)$2,172
Imposto de Selo (stamp duty)$1,252
Notary & registration$1,359
Legal / due diligence$2,348
Total acquisition costs$7,130
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$1,136
($620$1,652)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$23,913
All-in investment$188,701

Gross yield (asking)

36.6%

True gross yield (all-in)

30.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.0M$1.5M$1.0M$506K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $144K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$175K
+22%
Rental Income
+$144K
Total Position
$320K
+122%
17.3%/yr
Year 10
Capital Value
$213K
+48%
Rental Income
+$312K
Total Position
$525K
+264%
13.8%/yr
Year 20
Capital Value
$316K
+119%
Rental Income
+$731K
Total Position
$1.0M
+626%
10.4%/yr
Year 30
Capital Value
$467K
+224%
Rental Income
+$1.3M
Total Position
$1.8M
+1123%
8.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
18.9% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$340 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 18.9% — outperforms most villas in this market
Premium nightly rate of $340 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
17.9%
$2,335/mo
40% occ.
23.9%
$3,120/mo
43% occ.
25.5%
$3,323/mo
current
53% occ.
31.5%
$4,109/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.