T0 (studio), Urbanização da Grandlinha, Ferragudo, Lagoa (Algarve)
T0 (studio), Urbanização da Grandlinha, Ferragudo, Lagoa (Algarve) — image 2T0 (studio), Urbanização da Grandlinha, Ferragudo, Lagoa (Algarve) — image 3T0 (studio), Urbanização da Grandlinha, Ferragudo, Lagoa (Algarve) — image 4T0 (studio), Urbanização da Grandlinha, Ferragudo, Lagoa (Algarve) — image 5
Grade B+apartmentmid-range

T0 (studio), Urbanização da Grandlinha, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€179,000

Asking Price (EUR)

11.5%

True Net Yield (Owner, all-in)

7.9%

True Net Yield (Managed, all-in)

17.6%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €37,188/yr
Average Daily Rate: €214
Payback Period: 5.9 years
5-yr Capital Value: €235,203
10-yr Capital Value: €286,161
Brixfox Score: 74.6 / 100
Comparable Properties: 50
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€211,025

+17.9% over asking

Asking price€179,000
IMT — Property transfer tax (investment schedule)€3,748
IS — Stamp duty (0.8%)€1,432
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,685
Total acquisition costs€9,115
Renovation (est. €55/m² × 62 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,410
(€1,860–€4,960)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€211,025

Gross yield (asking price)

20.8%

True gross yield (all-in)

17.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 62 m²
Style: contemporary
Condition: good
Year Built: 2018
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with outdoor seatingneutral color palette with pops of yellowtiled flooring throughout

Score Breakdown

ROI
25
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
3.24
Rental Demand
4.76
Payback Speed
5
STR Suitability
3

Description

Studio apartment with a large terrace, located next to a golf course at Gramacho, Lagoa, and 4 kilometres from Ferragudo. This comfortable studio has a fully separate kitchen, a spacious bathroom with a bathtub, and a built-in wardrobe. The property features air conditioning and benefits from excellent sun exposure,

Location

📍 37.1241°N, 8.5147°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

T0 (studio), Urbanização da Grandlinha, Ferragudo, Lagoa (Algarve)

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
62 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 14.4% net return annually.

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The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+19.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$49K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
14.4%
$2,331/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.0 yr
Rental only

Property details

Year built: 2018
Energy: C
Condition: good

Description

Studio apartment with a large terrace, located next to a golf course at Gramacho, Lagoa, and 4 kilometres from Ferragudo. This comfortable studio has a fully separate kitchen, a spacious bathroom with a bathtub, and a built-in wardrobe. The property features air conditioning and benefits from excellent sun exposure,

Income Breakdown

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Nightly Rate (ADR)
$314/night
50% ($144)Brixfox estimate($314/night)200% ($577)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$27,977
Airbnb data$314/night · 48% occupancy
Rental income
$314/night · 48% occ.
$54,457
Running costs (20%)
Utilities, cleaning, maintenance
-$10,891
Income tax (10%)
Indonesian rental income tax
-$15,248
Property tax
Annual property tax
-$340
Net income
14.4% ROI
$27,977

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$194,565
IMT (transfer tax, investment schedule)$4,074
Imposto de Selo (stamp duty)$1,557
Notary & registration$1,359
Legal / due diligence$2,918
Total acquisition costs$9,908
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,707
($2,022–$5,391)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$229,375

Gross yield (asking)

28.0%

True gross yield (all-in)

23.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.1M$1.6M$1.0M$519K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $179K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$218K
+22%
Rental Income
+$137K
Total Position
$354K
+98%
14.6%/yr
Year 10
Capital Value
$265K
+48%
Rental Income
+$295K
Total Position
$560K
+213%
12.1%/yr
Year 20
Capital Value
$392K
+119%
Rental Income
+$692K
Total Position
$1.1M
+505%
9.4%/yr
Year 30
Capital Value
$581K
+224%
Rental Income
+$1.2M
Total Position
$1.8M
+908%
8.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
14.4% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$289 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 14.4% — outperforms most villas in this market
Premium nightly rate of $289 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
12.2%
$1,975/mo
40% occ.
16.3%
$2,643/mo
48% occ.
19.4%
$3,148/mo
current
58% occ.
23.5%
$3,816/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.