Detached house in Ferragudo, Lagoa (Algarve)
Detached house in Ferragudo, Lagoa (Algarve) — image 2Detached house in Ferragudo, Lagoa (Algarve) — image 3Detached house in Ferragudo, Lagoa (Algarve) — image 4Detached house in Ferragudo, Lagoa (Algarve) — image 5
Grade Bvillaluxury

Detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

3.9%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €65,673/yr
Average Daily Rate: €389
Payback Period: 28.4 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 57 / 100
Comparable Properties: 6
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.0% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,125
IS — Stamp duty (0.8%)€11,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,425
Total acquisition costs€147,760
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

4.4%

True gross yield (all-in)

3.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 217 m²
Style: contemporary
Condition: excellent
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolspacious covered terracesoutdoor kitchen/BBQ arearooftop terrace with views

Score Breakdown

ROI
11.99
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.62
Payback Speed
0
STR Suitability
3

Description

Located in the charming village of Ferragudo, this detached villa offers a perfect combination of comfort, luxury and tranquillity, with stunning sea views. With two floors and a vast outdoor area, it is the ideal place for those looking for a balance between modernity and the serenity of the Algarve. Property featur

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Famous Group Unipessoal Lda →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Ferragudo, Lagoa (Algarve)

Inventory
4 Beds
Bathrooms
0 Baths
Built Area
217 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$413K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.9%
$3,884/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
34.9 yr
Rental only

Property details

Condition: excellent

Description

Located in the charming village of Ferragudo, this detached villa offers a perfect combination of comfort, luxury and tranquillity, with stunning sea views. With two floors and a vast outdoor area, it is the ideal place for those looking for a balance between modernity and the serenity of the Algarve. Property featur

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$564/night
50% ($259)Brixfox estimate($564/night)200% ($1038)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$46,603
Airbnb data$564/night · 46% occupancy
Rental income
$564/night · 46% occ.
$95,089
Running costs (20%)
Utilities, cleaning, maintenance
-$19,018
Income tax (10%)
Indonesian rental income tax
-$26,625
Property tax
Annual property tax
-$2,844
Net income
2.9% ROI
$46,603

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,625,000
IMT (transfer tax, investment schedule)$121,875
Imposto de Selo (stamp duty)$13,000
Notary & registration$1,359
Legal / due diligence$24,375
Total acquisition costs$160,609
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,850,989

Gross yield (asking)

5.9%

True gross yield (all-in)

5.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.9M$5.9M$4.0M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$228K
Total Position
$2.0M
+37%
6.5%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$492K
Total Position
$2.7M
+81%
6.1%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$1.2M
Total Position
$4.4M
+196%
5.6%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$2.0M
Total Position
$6.9M
+361%
5.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.9% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$519 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $519 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.5%
$3,365/mo
40% occ.
3.4%
$4,565/mo
46% occ.
3.9%
$5,310/mo
current
56% occ.
4.8%
$6,510/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.