T1 flat, Quinta das Palmeiras, Nn, Porches, Lagoa (Algarve)
T1 flat, Quinta das Palmeiras, Nn, Porches, Lagoa (Algarve) — image 2T1 flat, Quinta das Palmeiras, Nn, Porches, Lagoa (Algarve) — image 3T1 flat, Quinta das Palmeiras, Nn, Porches, Lagoa (Algarve) — image 4T1 flat, Quinta das Palmeiras, Nn, Porches, Lagoa (Algarve) — image 5
Grade C+apartmentbudget

T1 flat, Quinta das Palmeiras, Nn, Porches, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€260,000

Asking Price (EUR)

2.9%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.4%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €13,088/yr
Average Daily Rate: €93
Payback Period: 24.7 years
5-yr Capital Value: €341,636
10-yr Capital Value: €415,653
Brixfox Score: 54.6 / 100
Comparable Properties: 46
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€295,617

+13.7% over asking

Asking price€260,000
IMT — Property transfer tax (investment schedule)€9,197
IS — Stamp duty (0.8%)€2,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,900
Total acquisition costs€16,427
Renovation (est. €55/m² × 58 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,190
(€1,740–€4,640)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€16,000
All-in investment (incl. renovation & furnishing)€295,617

Gross yield (asking price)

5.0%

True gross yield (all-in)

4.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 58 m²
Style: dated
Condition: good
Year Built: 1998
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

nautical-themed decor

Score Breakdown

ROI
14.02
Visual Appeal
8.2
Ownership Security
13
Location
8.4
Land & Space
3.16
Rental Demand
3.84
Payback Speed
1
STR Suitability
3

Description

Located in the prestigious and tranquil Marbica Urbanization in Alporchinhos, this one-bedroom apartment is the perfect place to enjoy the best of the Algarve. The urbanization is a quiet residential/tourist area, but with easy access to the beautiful beaches of Nossa Senhora da Rocha and Alporchinhos, which are just a

Location

📍 37.0993°N, 8.3844°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on CENTURY21 New Vibe →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

T1 flat, Quinta das Palmeiras, Nn, Porches, Lagoa (Algarve)

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
58 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeC+
Brixfox Intelligence
55C+Moderate
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$72K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$783/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.1 yr
Rental only

Property details

Year built: 1998
Energy: C
Condition: good

Description

Located in the prestigious and tranquil Marbica Urbanization in Alporchinhos, this one-bedroom apartment is the perfect place to enjoy the best of the Algarve. The urbanization is a quiet residential/tourist area, but with easy access to the beautiful beaches of Nossa Senhora da Rocha and Alporchinhos, which are just a

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$136/night
50% ($62)Brixfox estimate($136/night)200% ($250)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$9,401
Airbnb data$136/night · 38% occupancy
Rental income
$136/night · 38% occ.
$19,029
Running costs (20%)
Utilities, cleaning, maintenance
-$3,806
Income tax (10%)
Indonesian rental income tax
-$5,328
Property tax
Annual property tax
-$495
Net income
3.3% ROI
$9,401

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$282,609
IMT (transfer tax, investment schedule)$9,997
Imposto de Selo (stamp duty)$2,261
Notary & registration$1,359
Legal / due diligence$4,239
Total acquisition costs$17,855
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,467
($1,891–$5,043)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$17,391
All-in investment$321,323

Gross yield (asking)

6.7%

True gross yield (all-in)

5.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.4M$1.1M$721K$361K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $260K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$316K
+22%
Rental Income
+$46K
Total Position
$362K
+39%
6.9%/yr
Year 10
Capital Value
$385K
+48%
Rental Income
+$99K
Total Position
$484K
+86%
6.4%/yr
Year 20
Capital Value
$570K
+119%
Rental Income
+$232K
Total Position
$802K
+208%
5.8%/yr
Year 30
Capital Value
$843K
+224%
Rental Income
+$411K
Total Position
$1.3M
+383%
5.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Good
$125 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.5%
$825/mo
40% occ.
4.7%
$1,114/mo
38% occ.
4.5%
$1,069/mo
current
48% occ.
5.8%
$1,358/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.