Detached house in Rua Doutor Ernesto Cabrita, 7, Cidade de Lagoa, Lagoa e Carvoeiro
Detached house in Rua Doutor Ernesto Cabrita, 7, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Detached house in Rua Doutor Ernesto Cabrita, 7, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Detached house in Rua Doutor Ernesto Cabrita, 7, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Detached house in Rua Doutor Ernesto Cabrita, 7, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Avillabudget

Detached house in Rua Doutor Ernesto Cabrita, 7, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€450,000

Asking Price (EUR)

11.0%

True Net Yield (Owner, all-in)

7.6%

True Net Yield (Managed, all-in)

16.9%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €128,556/yr
Average Daily Rate: €540
-15.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 4.4 years
5-yr Capital Value: €591,293
10-yr Capital Value: €719,399
Brixfox Score: 81.1 / 100
Comparable Properties: 3
Data Confidence: 54%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€760,680

+69.0% over asking

Asking price€450,000
IMT — Property transfer tax (investment schedule)€23,830
IS — Stamp duty (0.8%)€3,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,750
Total acquisition costs€35,430
Renovation (est. €900/m² × 270 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€243,000
(€189,000–€297,000)
Furnishing & STR launch (6bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,250
All-in investment (incl. renovation & furnishing)€760,680

Gross yield (asking price)

28.6%

True gross yield (all-in)

16.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 3
Building: 270 m²
Land: 535 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1951
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional tiled hallwaygreen window shutters

Score Breakdown

ROI
25
Visual Appeal
7.4
Ownership Security
13
Location
10.56
Land & Space
10.64
Rental Demand
6.52
Payback Speed
5
STR Suitability
3

Description

I present to you this century-old house, of traditional construction and prior to 1951, in the heart of Lagoa. This is a diversified property, both in terms of housing, and also featuring a garage and a large commercial space. Property with great potential, which can be transformed into a hostel, boutique hotel or sur

Location

📍 37.1349°N, 8.4563°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Century 21 Villa →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua Doutor Ernesto Cabrita, 7, Cidade de Lagoa, Lagoa e Carvoeiro

Inventory
6 Beds
Bathrooms
3 Baths
Built Area
270 m²
Land Plot
535 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 19.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score81
GradeA
Brixfox Intelligence
81AExcellent
Score Breakdown
ROI & Yield89%
Capital Growth85%
Risk Profile82%
Market Demand81%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+25.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$124K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
19.6%
$7,986/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.1 yr
Rental only

Property details

Year built: 1951
Energy: E
Condition: needs-renovation

Description

I present to you this century-old house, of traditional construction and prior to 1951, in the heart of Lagoa. This is a diversified property, both in terms of housing, and also featuring a garage and a large commercial space. Property with great potential, which can be transformed into a hostel, boutique hotel or sur

Income Breakdown

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Nightly Rate (ADR)
$782/night
50% ($360)Brixfox estimate($782/night)200% ($1438)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$95,836
Airbnb data$782/night · 65% occupancy
Rental income
$782/night · 65% occ.
$185,946
Running costs (20%)
Utilities, cleaning, maintenance
-$37,189
Income tax (10%)
Indonesian rental income tax
-$52,065
Property tax
Annual property tax
-$856
Net income
19.6% ROI
$95,836

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$489,130
IMT (transfer tax, investment schedule)$25,902
Imposto de Selo (stamp duty)$3,913
Notary & registration$1,359
Legal / due diligence$7,337
Total acquisition costs$38,511
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$264,130
($205,435–$322,826)
Furnishing & STR launch
6bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$32,880
All-in investment$824,652

Gross yield (asking)

38.0%

True gross yield (all-in)

22.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.5M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $450K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$547K
+22%
Rental Income
+$468K
Total Position
$1.0M
+126%
17.7%/yr
Year 10
Capital Value
$666K
+48%
Rental Income
+$1.0M
Total Position
$1.7M
+273%
14.1%/yr
Year 20
Capital Value
$986K
+119%
Rental Income
+$2.4M
Total Position
$3.4M
+646%
10.6%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$4.2M
Total Position
$5.7M
+1156%
8.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
19.6% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$719 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Strong
535 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 19.6% — outperforms most villas in this market
Premium nightly rate of $719 — positioned in the top tier
Generous 535 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
18.3%
$7,446/mo
55% occ.
22.4%
$9,111/mo
65% occ.
26.4%
$10,775/mo
current
75% occ.
30.5%
$12,439/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.