Semi-detached house in Ferragudo
Semi-detached house in Ferragudo — image 2Semi-detached house in Ferragudo — image 3Semi-detached house in Ferragudo — image 4Semi-detached house in Ferragudo — image 5
Grade B+villamid-range

Semi-detached house in Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€495,000

Asking Price (EUR)

5.7%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

8.8%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,212/yr
Average Daily Rate: €300
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 13.1 years
5-yr Capital Value: €689,842
10-yr Capital Value: €839,299
Brixfox Score: 66.6 / 100
Comparable Properties: 28
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€571,785

+15.5% over asking

Asking price€495,000
IMT — Property transfer tax (investment schedule)€27,430
IS — Stamp duty (0.8%)€3,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,425
Total acquisition costs€40,065
Renovation (est. €55/m² × 134 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,370
(€4,020–€10,720)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€571,785

Gross yield (asking price)

10.1%

True gross yield (all-in)

8.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 134 m²
Land: 110 m²
Style: portuguese-traditional
Condition: good
Year Built: 2008
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private plunge poolcovered outdoor dining areatraditional Portuguese exterior architecture

Score Breakdown

ROI
19.55
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
2.85
Rental Demand
4.59
Payback Speed
3
STR Suitability
3

Description

For sale – 2 bedroom villa with private pool in Ferragudo Beautifully presented townhouse with private plunge pool, set within a small gated development in the highly desirable town of Ferragudo, Algarve. Ideally positioned just a 5–10 minute walk from both the beach and the charming main square. PROPERTY Constructed

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Sampson Property →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Ferragudo

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
134 m²
Land Plot
110 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$137K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.8%
$3,065/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.6 yr
Rental only

Property details

Year built: 2008
Energy: C
Condition: good

Description

For sale – 2 bedroom villa with private pool in Ferragudo Beautifully presented townhouse with private plunge pool, set within a small gated development in the highly desirable town of Ferragudo, Algarve. Ideally positioned just a 5–10 minute walk from both the beach and the charming main square. PROPERTY Constructed

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$434/night
50% ($199)Brixfox estimate($434/night)200% ($798)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$36,784
Airbnb data$434/night · 46% occupancy
Rental income
$434/night · 46% occ.
$72,549
Running costs (20%)
Utilities, cleaning, maintenance
-$14,510
Income tax (10%)
Indonesian rental income tax
-$20,314
Property tax
Annual property tax
-$942
Net income
6.8% ROI
$36,784

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$538,043
IMT (transfer tax, investment schedule)$29,815
Imposto de Selo (stamp duty)$4,304
Notary & registration$1,359
Legal / due diligence$8,071
Total acquisition costs$43,549
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,011
($4,370–$11,652)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$619,332

Gross yield (asking)

13.5%

True gross yield (all-in)

11.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.7M$2.8M$1.8M$924K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $495K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$602K
+22%
Rental Income
+$180K
Total Position
$782K
+58%
9.6%/yr
Year 10
Capital Value
$733K
+48%
Rental Income
+$388K
Total Position
$1.1M
+126%
8.5%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$909K
Total Position
$2.0M
+303%
7.2%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.6M
Total Position
$3.2M
+550%
6.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.8% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$399 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
110 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $399 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.0%
$2,691/mo
40% occ.
8.1%
$3,614/mo
46% occ.
9.3%
$4,154/mo
current
56% occ.
11.3%
$5,077/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.