Semi-detached house in Rua dos Arrais, Vila de Estômbar - Fontes, Estômbar e Parchal
Semi-detached house in Rua dos Arrais, Vila de Estômbar - Fontes, Estômbar e Parchal — image 2Semi-detached house in Rua dos Arrais, Vila de Estômbar - Fontes, Estômbar e Parchal — image 3Semi-detached house in Rua dos Arrais, Vila de Estômbar - Fontes, Estômbar e Parchal — image 4Semi-detached house in Rua dos Arrais, Vila de Estômbar - Fontes, Estômbar e Parchal — image 5
Grade Bvillabudget

Semi-detached house in Rua dos Arrais, Vila de Estômbar - Fontes, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€235,000

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,787/yr
Average Daily Rate: €145
-18.0% vs area baselineImage quality 4/10 (-9%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 16.3 years
5-yr Capital Value: €308,787
10-yr Capital Value: €375,686
Brixfox Score: 64 / 100
Comparable Properties: 5
Data Confidence: 72%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€315,652

+34.3% over asking

Asking price€235,000
IMT — Property transfer tax (investment schedule)€7,447
IS — Stamp duty (0.8%)€1,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,525
Total acquisition costs€14,102
Renovation (est. €900/m² × 53 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€47,700
(€37,100–€58,300)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€315,652

Gross yield (asking price)

7.6%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 53 m²
Land: 13250 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1986
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
17.22
Visual Appeal
5
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.36
Payback Speed
2
STR Suitability
3

Description

Now you have a unique opportunity to build your future home and create your dream garden! From the plot, you can enjoy breathtaking views of majestic mountains, a winding river, and lush greenery a place where peace and harmony meet endless possibilities. The plot is adorned with beautiful almond and carob trees, crea

Location

📍 37.1477°N, 8.4952°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Rua dos Arrais, Vila de Estômbar - Fontes, Estômbar e Parchal

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
53 m²
Land Plot
13250 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.1% net return annually.

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The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$65K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.1%
$1,091/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.5 yr
Rental only

Property details

Year built: 1986
Energy: F
Condition: needs-renovation

Description

Now you have a unique opportunity to build your future home and create your dream garden! From the plot, you can enjoy breathtaking views of majestic mountains, a winding river, and lush greenery a place where peace and harmony meet endless possibilities. The plot is adorned with beautiful almond and carob trees, crea

Income Breakdown

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Nightly Rate (ADR)
$212/night
50% ($98)Brixfox estimate($212/night)200% ($391)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$13,095
Airbnb data$212/night · 34% occupancy
Rental income
$212/night · 34% occ.
$26,042
Running costs (20%)
Utilities, cleaning, maintenance
-$5,208
Income tax (10%)
Indonesian rental income tax
-$7,292
Property tax
Annual property tax
-$447
Net income
5.1% ROI
$13,095

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$255,435
IMT (transfer tax, investment schedule)$8,095
Imposto de Selo (stamp duty)$2,043
Notary & registration$1,359
Legal / due diligence$3,832
Total acquisition costs$15,328
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$51,848
($40,326–$63,370)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$340,926

Gross yield (asking)

10.2%

True gross yield (all-in)

7.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.5M$1.2M$768K$384K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $235K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$286K
+22%
Rental Income
+$64K
Total Position
$350K
+49%
8.3%/yr
Year 10
Capital Value
$348K
+48%
Rental Income
+$138K
Total Position
$486K
+107%
7.5%/yr
Year 20
Capital Value
$515K
+119%
Rental Income
+$324K
Total Position
$839K
+257%
6.6%/yr
Year 30
Capital Value
$762K
+224%
Rental Income
+$573K
Total Position
$1.3M
+468%
6.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Good
$195 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Strong
13250 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 13250 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 34% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.2%
$1,318/mo
40% occ.
8.3%
$1,770/mo
34% occ.
7.0%
$1,482/mo
current
44% occ.
9.1%
$1,934/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.