Detached house in Travessa de Santo António, Vila de Estômbar - Fontes, Estômbar e Parchal
Detached house in Travessa de Santo António, Vila de Estômbar - Fontes, Estômbar e Parchal — image 2Detached house in Travessa de Santo António, Vila de Estômbar - Fontes, Estômbar e Parchal — image 3Detached house in Travessa de Santo António, Vila de Estômbar - Fontes, Estômbar e Parchal — image 4Detached house in Travessa de Santo António, Vila de Estômbar - Fontes, Estômbar e Parchal — image 5
Grade Bvillamid-range

Detached house in Travessa de Santo António, Vila de Estômbar - Fontes, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€325,000

Asking Price (EUR)

3.5%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €19,997/yr
Average Daily Rate: €136
Payback Period: 19.9 years
5-yr Capital Value: €427,045
10-yr Capital Value: €519,566
Brixfox Score: 60.9 / 100
Comparable Properties: 9
Data Confidence: 63%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€373,400

+14.9% over asking

Asking price€325,000
IMT — Property transfer tax (investment schedule)€13,830
IS — Stamp duty (0.8%)€2,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,875
Total acquisition costs€22,555
Renovation (est. €55/m² × 79 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,345
(€2,370–€6,320)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€373,400

Gross yield (asking price)

6.2%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 79 m²
Land: 78 m²
Style: portuguese-traditional
Condition: good
Year Built: 2004
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor kitchen/dining areawooden deckbougainvillea and lush greenerytraditional white facade with blue trim

Score Breakdown

ROI
15.5
Visual Appeal
12.4
Ownership Security
13
Location
8.4
Land & Space
2.56
Rental Demand
4.04
Payback Speed
2
STR Suitability
3

Description

This delightful two-bedroom townhouse offers character, comfort, and wonderful outdoor living spaces. The property features a charming courtyard garden with dining areas and a fully equipped outdoor kitchen — perfect for entertainingOn the ground floor, an open-plan kitchen and living area create a cosyand welcoming sp

Location

📍 37.1450°N, 8.4859°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Exclusive Algarve Villas →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Travessa de Santo António, Vila de Estômbar - Fontes, Estômbar e Parchal

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
79 m²
Land Plot
78 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$90K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$1,224/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.0 yr
Rental only

Property details

Year built: 2004
Energy: D
Condition: good

Description

This delightful two-bedroom townhouse offers character, comfort, and wonderful outdoor living spaces. The property features a charming courtyard garden with dining areas and a fully equipped outdoor kitchen — perfect for entertainingOn the ground floor, an open-plan kitchen and living area create a cosyand welcoming sp

Income Breakdown

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Nightly Rate (ADR)
$200/night
50% ($92)Brixfox estimate($200/night)200% ($367)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$14,692
Airbnb data$200/night · 40% occupancy
Rental income
$200/night · 40% occ.
$29,442
Running costs (20%)
Utilities, cleaning, maintenance
-$5,888
Income tax (10%)
Indonesian rental income tax
-$8,244
Property tax
Annual property tax
-$618
Net income
4.2% ROI
$14,692

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$353,261
IMT (transfer tax, investment schedule)$15,033
Imposto de Selo (stamp duty)$2,826
Notary & registration$1,359
Legal / due diligence$5,299
Total acquisition costs$24,516
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,723
($2,576–$6,870)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$403,696

Gross yield (asking)

8.3%

True gross yield (all-in)

7.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.0M$1.5M$976K$488K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $325K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$395K
+22%
Rental Income
+$72K
Total Position
$467K
+44%
7.5%/yr
Year 10
Capital Value
$481K
+48%
Rental Income
+$155K
Total Position
$636K
+96%
6.9%/yr
Year 20
Capital Value
$712K
+119%
Rental Income
+$363K
Total Position
$1.1M
+231%
6.2%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$643K
Total Position
$1.7M
+422%
5.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Good
$184 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
78 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$1,224/mo
40% occ.
5.6%
$1,649/mo
current
40% occ.
5.7%
$1,666/mo
current
50% occ.
7.1%
$2,091/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.