Detached house, Val 2037, Cidade de Lagoa, Lagoa e Carvoeiro
Detached house, Val 2037, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Detached house, Val 2037, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Detached house, Val 2037, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Detached house, Val 2037, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house, Val 2037, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€467,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.7%

True Gross Yield

23%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €27,408/yr
Average Daily Rate: €328
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 21.2 years
5-yr Capital Value: €613,631
10-yr Capital Value: €746,576
Brixfox Score: 66.1 / 100
Comparable Properties: 5
Data Confidence: 50%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€581,936

+24.6% over asking

Asking price€467,000
IMT — Property transfer tax (investment schedule)€25,190
IS — Stamp duty (0.8%)€3,736
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,005
Total acquisition costs€37,181
Renovation (est. €55/m² × 731 m²)
Light touch-ups — paint, fixtures, deep clean.		€40,205
(€21,930–€58,480)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€581,936

Gross yield (asking price)

5.9%

True gross yield (all-in)

4.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 731 m²
Land: 4697 m²
Style: portuguese-traditional
Condition: good
Year Built: 1950
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched doorwaystraditional tiled kitchen backsplash

Score Breakdown

ROI
15.04
Visual Appeal
9.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
2.29
Payback Speed
1
STR Suitability
3

Description

Discover this charming smallholding located in Lameiras/Vala, Lagoa, in the Algarve—a property that combines the peace of the countryside with all the modern amenities needed for a comfortable and tranquil lifestyle. Nestled on a plot of almost 5000m², the property features a traditional Algarvian house, originally bui

Location

📍 37.1459°N, 8.4182°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Century21 Realty Art 2 →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house, Val 2037, Cidade de Lagoa, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
731 m²
Land Plot
4697 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$129K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.9%
$1,651/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.6 yr
Rental only

Property details

Year built: 1950
Energy: E
Condition: good

Description

Discover this charming smallholding located in Lameiras/Vala, Lagoa, in the Algarve—a property that combines the peace of the countryside with all the modern amenities needed for a comfortable and tranquil lifestyle. Nestled on a plot of almost 5000m², the property features a traditional Algarvian house, originally bui

Income Breakdown

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Nightly Rate (ADR)
$477/night
50% ($219)Brixfox estimate($477/night)200% ($877)
Occupancy
23%
10%Brixfox estimate(23%)100%

Short-Term Rental

Yearly income
$19,813
Airbnb data$477/night · 23% occupancy
Rental income
$477/night · 23% occ.
$39,810
Running costs (20%)
Utilities, cleaning, maintenance
-$7,962
Income tax (10%)
Indonesian rental income tax
-$11,147
Property tax
Annual property tax
-$888
Net income
3.9% ROI
$19,813

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$507,609
IMT (transfer tax, investment schedule)$27,380
Imposto de Selo (stamp duty)$4,061
Notary & registration$1,359
Legal / due diligence$7,614
Total acquisition costs$40,414
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$43,701
($23,837–$63,565)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$630,365

Gross yield (asking)

7.8%

True gross yield (all-in)

6.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.7M$2.1M$1.4M$685K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $467K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$568K
+22%
Rental Income
+$97K
Total Position
$665K
+42%
7.3%/yr
Year 10
Capital Value
$691K
+48%
Rental Income
+$209K
Total Position
$900K
+93%
6.8%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$490K
Total Position
$1.5M
+224%
6.1%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$867K
Total Position
$2.4M
+410%
5.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Weak
23% average occupancy
Nightly Rate
Strong
$439 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Strong
4697 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $439 — positioned in the top tier
Generous 4697 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.0%
$2,971/mo
40% occ.
9.4%
$3,986/mo
23% occ.
5.3%
$2,248/mo
current
33% occ.
7.7%
$3,263/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.