Detached house in
Detached house in — image 2Detached house in — image 3Detached house in — image 4Detached house in — image 5
Grade Avillaluxury

Detached house in

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €100,228/yr
Average Daily Rate: €535
Payback Period: 18.7 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 75.9 / 100
Comparable Properties: 10
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.0% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,463
IS — Stamp duty (0.8%)€11,996
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,493
Total acquisition costs€148,202
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

6.7%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 255 m²
Land: 2491 m²
Style: contemporary
Condition: new-build
Year Built: 2007
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terracelarge private pool with wooden deckmodern architecture with traditional tile accents

Score Breakdown

ROI
16.01
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
5.13
Payback Speed
2
STR Suitability
3

Description

Renovated 4-Bedroom Villa | Heated Pool & Sea Views | Carvoeiro This fully renovated, move-in ready 4-bedroom villa is located in a peaceful area with open views of the countryside and the sea. Ideally positioned just minutes from Benagil Beach, world-class golf courses, and the charming coastal town of Carvoeiro, it

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Palm Properties Portugal →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
255 m²
Land Plot
2491 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 4.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$414K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.4%
$6,037/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.5 yr
Rental only

Property details

Year built: 2007
Energy: A
Condition: new-build

Description

Renovated 4-Bedroom Villa | Heated Pool & Sea Views | Carvoeiro This fully renovated, move-in ready 4-bedroom villa is located in a peaceful area with open views of the countryside and the sea. Ideally positioned just minutes from Benagil Beach, world-class golf courses, and the charming coastal town of Carvoeiro, it

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$773/night
50% ($356)Brixfox estimate($773/night)200% ($1422)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$72,449
Airbnb data$773/night · 51% occupancy
Rental income
$773/night · 51% occ.
$144,811
Running costs (20%)
Utilities, cleaning, maintenance
-$28,962
Income tax (10%)
Indonesian rental income tax
-$40,547
Property tax
Annual property tax
-$2,852
Net income
4.4% ROI
$72,449

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,629,891
IMT (transfer tax, investment schedule)$122,242
Imposto de Selo (stamp duty)$13,039
Notary & registration$1,359
Legal / due diligence$24,449
Total acquisition costs$161,089
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,856,361

Gross yield (asking)

8.9%

True gross yield (all-in)

7.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$9.2M$6.9M$4.6M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$354K
Total Position
$2.2M
+45%
7.8%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$764K
Total Position
$3.0M
+99%
7.1%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$1.8M
Total Position
$5.1M
+239%
6.3%/yr
Year 30
Capital Value
$4.9M
+224%
Rental Income
+$3.2M
Total Position
$8.0M
+436%
5.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$711 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
2491 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $711 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 2491 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
3.6%
$4,918/mo
41% occ.
4.8%
$6,564/mo
51% occ.
6.0%
$8,210/mo
current
61% occ.
7.3%
$9,856/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.