Terraced house in Rua de São João, Centro de Parchal, Estômbar e Parchal
Terraced house in Rua de São João, Centro de Parchal, Estômbar e Parchal — image 2Terraced house in Rua de São João, Centro de Parchal, Estômbar e Parchal — image 3Terraced house in Rua de São João, Centro de Parchal, Estômbar e Parchal — image 4Terraced house in Rua de São João, Centro de Parchal, Estômbar e Parchal — image 5
Grade C+villabudget

Terraced house in Rua de São João, Centro de Parchal, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€350,000

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.6%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,786/yr
Average Daily Rate: €92
-45.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 25.8 years
5-yr Capital Value: €459,895
10-yr Capital Value: €559,532
Brixfox Score: 51.9 / 100
Comparable Properties: 46
Data Confidence: 84%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€462,380

+32.1% over asking

Asking price€350,000
IMT — Property transfer tax (investment schedule)€15,830
IS — Stamp duty (0.8%)€2,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,250
Total acquisition costs€25,130
Renovation (est. €900/m² × 76 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€68,400
(€53,200–€83,600)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€462,380

Gross yield (asking price)

4.8%

True gross yield (all-in)

3.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 76 m²
Style: dated
Condition: needs-renovation
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
13.76
Visual Appeal
5.2
Ownership Security
13
Location
8.4
Land & Space
3.52
Rental Demand
4.98
Payback Speed
0
STR Suitability
3

Description

Townhouse for sale in good condition, with 76 m² of gross area and 70 m² of usable area. Property comprising two bedrooms, two bathrooms, and East orientation, featuring a functional and practical layout for a family or as an investment for rent. Energy rating E. Description: Entrance with a hallway leading to a cozy

Location

📍 37.1369°N, 8.5184°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on ERA Portimão/Praia da Rocha →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Terraced house in Rua de São João, Centro de Parchal, Estômbar e Parchal

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
76 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 3.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score52
GradeC+
Brixfox Intelligence
52C+Moderate
Score Breakdown
ROI & Yield57%
Capital Growth55%
Risk Profile54%
Market Demand52%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$97K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.2%
$1,008/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
31.4 yr
Rental only

Property details

Energy: E
Condition: needs-renovation

Description

Townhouse for sale in good condition, with 76 m² of gross area and 70 m² of usable area. Property comprising two bedrooms, two bathrooms, and East orientation, featuring a functional and practical layout for a family or as an investment for rent. Energy rating E. Description: Entrance with a hallway leading to a cozy

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$135/night
50% ($62)Brixfox estimate($135/night)200% ($249)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$12,100
Airbnb data$135/night · 50% occupancy
Rental income
$135/night · 50% occ.
$24,550
Running costs (20%)
Utilities, cleaning, maintenance
-$4,910
Income tax (10%)
Indonesian rental income tax
-$6,874
Property tax
Annual property tax
-$666
Net income
3.2% ROI
$12,100

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$380,435
IMT (transfer tax, investment schedule)$17,207
Imposto de Selo (stamp duty)$3,043
Notary & registration$1,359
Legal / due diligence$5,707
Total acquisition costs$27,315
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$74,348
($57,826–$90,870)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$500,413

Gross yield (asking)

6.5%

True gross yield (all-in)

4.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.9M$1.4M$957K$479K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $350K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$426K
+22%
Rental Income
+$59K
Total Position
$485K
+39%
6.7%/yr
Year 10
Capital Value
$518K
+48%
Rental Income
+$128K
Total Position
$646K
+84%
6.3%/yr
Year 20
Capital Value
$767K
+119%
Rental Income
+$299K
Total Position
$1.1M
+205%
5.7%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$530K
Total Position
$1.7M
+376%
5.3%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Good
$124 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.5%
$808/mo
40% occ.
3.5%
$1,095/mo
50% occ.
4.3%
$1,377/mo
current
60% occ.
5.2%
$1,664/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.